AmSouth Offers to Automatically Defer Payment for Customers Severely Impacted by Hurricane Katrina.

BIRMINGHAM, Ala. -- In the bulleted information underneath the first graph, the second bullet which read "Mortgage loans" has been removed.

The corrected release reads:

AMSOUTH OFFERS TO AUTOMATICALLY DEFER PAYMENT FOR CUSTOMERS SEVERELY IMPACTED BY HURRICANE KATRINA 

AmSouth Bank (NYSE: ASO) in response to the overwhelming and deepening human need in areas affected by Hurricane Katrina is automatically deferring consumer and small business loan payments for up to 60 days for customers in any county designated for individual assistance by the Federal Emergency Management Agency (FEMA). For AmSouth consumer and small business loan customers in the impacted areas, an automatic payment deferral will be processed for:

--Installment and revolving loans

--Lines of credit

--Home Equity Loans

--Small business loans and lines

--AmSouth credit cards

For residential mortgage loans, customers are asked to contact 1-800-AmSouth in order to discuss possible payment extension options.

Customers who choose to make their scheduled payments will have those payments applied in normal fashion. The bank is also making its AmSouth Lifeline Line of Credit (LOC), a $10,000 unsecured line of credit, available to qualified customers severely impacted by the hurricane. The AmSouth Lifeline LOC will allow payments of interest- only for the first year and can assist customers with temporary cash needs. Customers needing the AmSouth Lifeline can call 888-In A Snap (888-462-7627) Monday through Friday, 7 am to 7 pm, Saturday, 8 am to 1 pm.

AmSouth credit card customers in the areas deemed a natural disaster area by FEMA will also automatically receive a 60-day payment holiday. Credit card customers should contact [phone] for consumer cards and [phone] for business cards to request emergency line increases, alternative payment arrangements, overrides and other services. Calls from credit card customers in the natural disaster area will be given priority handling. In all cases, interest on accounts will continue to accrue and payments will be applied in the normal fashion.

AmSouth also recognizes that circumstances such as those caused by Hurricane Katrina can result in unintended situations where customers may find their accounts overdrawn. The bank encourages its customers to contact AmSouth to discuss those situations. AmSouth continues to respond to the needs of all residents impacted by Hurricane Katrina by waiving its ATM fee for customers using other banks' ATMs in the affected areas.

Except for branches in the hardest hit areas, AmSouth continues to open more of its branches in the impacted areas daily. AmSouth will update the status of its branches on www.amsouth.com under the Hurricane Katrina Update. Customers can also call 1-800-AMSOUTH for the most up-to-date information on the locations of open branches. Many banking services - such as balance inquiries, transferring funds between accounts and paying bills - are also available at www.amsouth.com or through our TeleBanking Center at 1-800-AMSOUTH.

About AmSouth

AmSouth is a regional bank holding company with $50 billion in assets, more than 685 branch banking offices and 1,240 ATMs. AmSouth operates in Florida, Tennessee, Alabama, Mississippi, Louisiana and Georgia. AmSouth is a leader among regional banks in the Southeast in several key business segments, including consumer and commercial banking, small business banking, mortgage lending, equipment leasing, and trust and investment management services. AmSouth also offers a complete line of banking products and services at its web site, www.amsouth.com.

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