Alpha Dental Launches New Individual Plan.Business Editors/Medical Writers IRVING, Texas--(BW HealthWire)--April 15, 2002 Now Available Online, DeltaCare Dental Program Fills Marketplace Void With Coverage That Targets Those Without Employer-Based Group Benefits An Irving-based dental insurance Dental insurance is insurance designed to pay the costs associated with dental care. Dental insurance pays a portion of the bills from dentists, hospitals, and other providers of dental services. company is offering a new solution to a longstanding problem: coverage for Texans without access to group dental programs. Alpha Dental Programs, Inc., the dental HMO HMO health maintenance organization. HMO n. A corporation that is financed by insurance premiums and has member physicians and professional staff who provide curative and preventive medicine within certain financial, affiliate of Delta Dental Delta Dental is the largest and oldest dental plan system in the United States. The Delta Dental Plans Association is comprised of 39 independent Delta Dental member companies operating in all 50 states, the District of Columbia and Puerto Rico. Insurance Company, unveiled today a new individual prepaid dental product in Texas called DeltaCare. The program provides coverage for more than 140 dental procedures through a network of nearly 500 dentists statewide. Enrollees pay a low monthly premium and modest copayments for covered services covered services, n.pl the services for which payment is provided under the terms of the dental benefits contract. Coxiella burnetii a species that causes Q fever in man. . The product is geared for individuals, seniors and families facing limited choices in the marketplace for individual-type dental products. Such products -- tailored specifically to the needs of those not covered not covered Health care adjective Referring to a procedure, test or other health service to which a policy holder or insurance beneficiary is not entitled under the terms of the policy or payment system–eg, Medicare. Cf Covered. though an employer -- are hard to find because few insurers want the risk of trying to balance too many heavy users with too few light ones in a program where participation is "voluntary." "We put together a product specifically designed for people without access to employer-based coverage," said Robert Elliott, president of Delta Dental Insurance Company. "After extensively studying what type of program administration would work best for these individuals, we created a program with their convenience in mind, making it easier than ever to get information, find a dentist and enroll -- all through their computers." More than 54,000 people in Texas already have coverage under DeltaCare group and individual programs, which are administered for Alpha Dental by PMI See Private Mortgage Insurance. Dental Health Plan. An additional 465,000 Texans are enrolled in Delta Dental Insurance Company's fee-for-service programs. To explore the program and sign up, computer users need only go to Delta Dental Insurance Company's web page at www.deltadentalins.com and click on the link for individual program enrollment. Others can contact PMI at 800/422-4234 from 7 a.m. to 8 p.m. Central time to sign up by phone or obtain more information. Delta Dental Insurance Company, PMI and Alpha Dental all belong to an integrated holding company system formed last year between Delta Dental Plan Delta Dental Plan, n.pr an active member organization of the Delta Dental Plans Association (a not-for-profit organization), formed and guided by state dental societies to provide prepaid dental care to the public on a group basis. of California and Delta Dental of Pennsylvania. The holding company system covers 17.6 million people in 16 states and the District of Columbia District of Columbia, federal district (2000 pop. 572,059, a 5.7% decrease in population since the 1990 census), 69 sq mi (179 sq km), on the east bank of the Potomac River, coextensive with the city of Washington, D.C. (the capital of the United States). . The holding company components are part of the nationwide Delta Dental Plans Association, whose member Delta Plans collectively cover 39 million people in all 50 states. |
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