Alogent Corporation, First Citizens Bank & Trust, Co., JP Morgan Chase and Northern Trust Company to Discuss Lessons Learned and Operational Impacts of Branch Capture and Deposit Automation at BAI Transpay 2005.

Branch Capture Panel, Thurs., May 5, 2005, 11:00 a.m. - 12:00 p.m.

Who: Vijay Balakrishnan, executive vice president of products
            and international for Alogent Corporation; Denton Lee,
            group vice president for First Citizens Bank & Trust;
            Chris Nehrbauer, vice president of Check Strategy for JP
            Morgan Chase; and Mike Valdez, vice president of Northern
            Trust Company are participating on this concurrent session
            discussion panel.

       What: Although branch capture and straight-through check
            processing are quickly generating momentum within the
            industry, a number of questions are still left unanswered.
            With the passage of Check 21, financial institutions have
            encountered new challenges and tough decisions, in
            addition to increased opportunities. The session will
            include a panel of bankers whose organizations have
            implemented branch capture. The discussion will consist of
            lessons learned and specific operational impacts of
            deposit automation.

            These four critical points will be addressed:

            --  The impact branch capture and straight-through check
                processing have on daily check operations;

            --  The current business case for branch capture;

            --  Beyond the hype--what it takes to make branch capture
                work; and

            --  Where the return-on-investment shows up.

        Where: Check On-site Guide for room location

About Alogent

Alogent is a financial services technology company with proven global success in providing payment processing solutions that enable banks, billers and outsource processors to reduce costs, accelerate timelines and improve quality in check and item processing. Alogent's suite of Sierra solutions help banks adapt to Check 21, check truncation and paper-to-electronic transformation. They include solutions for deposit automation, image based centralized item processing, image exchange and the unique Straight Through Check Processing(TM). Alogent brings proven credibility and leadership to help global customers address mission critical challenges.

For more information about Alogent's solutions, visit www.alogent.com. In the USA, write Alogent Corp., 4005 Windward Plaza, Second Floor, Alpharetta, GA 30005; phone [phone]; toll free 888.333.6030; fax [phone] or email [e-mail]. For sales in the UK, phone [phone]; fax: [phone] or email [e-mail].