Alogent, P&H Solutions, and TowerGroup to Present at PAYMENTS 2005 Conference `Perfect Storm: The Converging Forces Driving Adoption of Remote Deposit Solutions'.

What:   Since Check 21 was enacted in October 2004, several
            financial institutions have announced Remote Deposit
            Services. How and where these solutions will be adopted
            remains in question, and Check 21 is not the only new
            variable impacting check electronification solutions.

            Factors including proposed amendments to the NACHA
            Operating Rules and Regulation E and enhanced competition
            for deposit services business among financial institutions
            are creating a "Perfect Storm" of forces that will make a
            broad-based electronification of check deposits at
            corporate and merchant sites viable.

            Experts such as Robert Hunt, senior research analyst of
            TowerGroup, Robert Meara, director of product marketing
            for Alogent Corporation and Debbie Smart CTP, business
            development manager of P&H Solutions will address how
            these factors broaden the market for remote deposit
            services and how they will improve the value proposition
            to both financial institutions and their commercial
            customers.

    Where:  PAYMENTS 2005 Conference
            Henry B. Gonzalez Convention Center
            San Antonio, TX

    When:   April 12, 2005, Corporate Payments Track
            Tuesday, 8:00 a.m. - 9:00 a.m.
            Room 207

Please visit Alogent's remote deposit experts, Bob Meara and Louise Clynes, in Booth 391 to learn more about the remote deposit market, the early adopter financial institutions, and to see how Remote Deposit Automation works at the financial institution and at corporate customer sites.