All private-passenger auto, top writers, United States--2005.

All Private-Passenger Auto, Top Writers, United States--2005

Rank is based on direct premiums written in 2005.

($ Thousands)

                                              2005 Direct          %
                                                 Premiums   Change in
Rank   Company/Group                 AMB #        Written    Premiums

   1   State Farm Group              00088    $28,513,272        -2.6
   2   Allstate Ins Group            00008     18,131,438         6.3
   3   Progressive Ins Group         00780     12,074,965         3.7
   4   Berkshire Hathaway Ins        00811     10,102,283        12.7
   5   Farmers Ins Group             00032      8,024,526         0.6
   6   Nationwide Group              05987      7,597,385         0.7
   7   USAA Group                    04080      5,698,241         1.4
   8   Liberty Mutual Ins Cos        00060      4,260,914        -7.9
   9   Amer Intl Group, Inc          18540      4,148,766         5.7
  10   Amer Frimily Ins Group        00124      3,589,038        -0.2
  11   St. Paul Travelers Group      18647      3,310,655        -0.3
  12   Safeco Ins Cos                00078      2,732,056         5.1
  13   Hartford Ins Group            00048      2,661,342         1.6
  14   Mercury Gen Group             04524      2,509,493         9.8
  15   MetLife Auto & Home Group     18552      2,139,499        -1.7
  16   Erie Ins Group                04283      1,923,776        -3.2
  17   Auto Club Southern CA Group   18515      1,912,286         7.6
  18   CA State Auto Group           18460      1,822,173         3.1
  19   Commerce Group, Inc           02966      1,550,461         1.5
  20   GMAC Ins Group                18431      1,455,160         3.2
  21   Auto-Owners Ins Group         04354      1,297,763        -1.6
  22   Southern Farm Bureau Group    02962      1,270,793        -1.9
  23   Auto Club Group               00312      1,266,903        -3.9
  24   Unitrin, Inc                  05948      1,198,652        -1.6
  25   Country Ins & Finl Svcs       00302      1,045,766        -0.2
       Top 25 P/C Writers                    $130,237,604         1.8
       Total U.S. P/C Industry               $161,325,945         0.3

         Market Share (%)       Adjusted Loss Ratios       % of
                                                        Company
Rank    2005    2004    2003    2005    2004    2003   Premiums

   1    17.7    18.2    19.0    64.3    60.0    65.1       60.2
   2    11.2    10.6    10.3    55.2    55.5    57.7       66.1
   3     7.5     7.2     6.7    54.9    52.8    54.6       84.5
   4     6.3     5.6     5.1    62.7    62.1    68.0       75.8
   5     5.0     5.0     5.1    60.7    60.9    60.0       55.4
   6     4.7     4.7     4.7    64.2    59.3    62.2       49.5
   7     3.5     3.5     3.6    70.0    63.3    64.2       67.2
   8     2.6     2.9     2.9    56.4    59.9    62.4       26.2
   9     2.6     2.4     2.4    60.0    61.4    64.0       14.5
  10     2.2     2.2     2.2    58.9    63.0    67.1       59.6
  11     2.1     2.1     1.9    52.0    59.1    62.2       15.6
  12     1.7     1.6     1.5    60.0    58.6    60.3       47.2
  13     1.6     1.6     1.6    60.4    61.8    60.3       21.8
  14     1.6     1.4     1.3    55.1    52.2    56.5       85.5
  15     1.3     1.4     1.4    54.9    57.3    65.4       70.3
  16     1.2     1.2     1.2    64.8    65.5    70.4       48.6
  17     1.2     1.1     1.1    56.8    54.5    63.6       86.4
  18     1.1     1.1     1.1    54.3    57.5    62.7       80.2
  19     1.0     1.0     0.9    53.7    53.8    62.8       82.7
  20     0.9     0.9     0.9    63.5    69.7    72.7       58.1
  21     0.8     0.8     0.8    67.3    63.4    69.9       28.8
  22     0.8     0.8     0.8    66.1    65.9    72.0       58.3
  23     0.8     0.8     0.8    83.7    61.6   109.9       81.6
  24     0.7     0.8     0.6    60.1    60.4    61.9       61.0
  25     0.6     0.7     0.7    60.6    55.0    60.9       52.8
        80.7    79.5    78.5    60.5    59.0    63.0       49.8
       100.0   100.0   100.0    60.3    58.9    63.2       34.0

Source: A.M. Best Statement Products: State/Line. For more information
about custom data, call [phone], Ext. 5383.