All Listings in this Directory are Paid Listings, with Information Provided by each Company.

ALL LISTINGS IN THIS DIRECTORY ARE PAID LISTINGS, WITH INFORMATION
PROVIDED BY EACH COMPANY.

                                        Investment  Foundation &
                                         Planning    Insurance
                                                       Trusts

Affinity Marketing Group

AGS Talcott, Inc.

Allfirst Bank

Americana Financial

American Buying Retirement                  *
 Services, Inc.

American Fidelity Assurance
 Company

Aon Association Services

Aon Worksite Solutions

Armfield Harrison and Thomas,
 Inc.

ASAE Services, Inc.                         *

Association Health Programs                 *

Association Services Group                  *
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies

AXA Advisors, LLC                           *

Bank of America                             *            *

BDO Seidman, LLP

BERNSTEIN Investment Research               *
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,                        *
 Pennington, and Marshall,
 P.C.

First Union National Bank                   *            *

Gelman, Rosenberg, and                      *            *
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)

JLT Servies Corporation                                  *

JZA, Inc.                                   *

Lang Group, Chartered (see BDO
 Seidman LLP)

Langan Associates, PC                       *

Legg Mason                                  *            *

Mann, Weitz & Associates L.L.C

Marsh Affinity Group Services,
 A Service of Seabury & Smith

MIMS International, Ltd.                                 *

Minnesota Life Insurance Co.

National Professional Group

The Novick Group, Inc.

Patterson//Smith Associates

Paymentech

The Princeton Corporation                                *

The Principal Financial Group

Progressive Management Associates, LLC

RiskCap                                                  *

RSM McGladrey, Inc.                         *

Salomon Smith Barney                        *            *

Sun Trust Bank                              *            *

Tate and Tryon CPAs, and Consultants        *            *


Thomas Harvey, LLP                          *            *

Walterry Insurance Brokers

                                        Endowments  Retirements
                                                       Plans


Affinity Marketing Group

AGS Talcott, Inc.

Allfirst Bank

Americana Financial

American Buying Retirement                               *
 Services, Inc.

American Fidelity Assurance
 Company

Aon Association Services

Aon Worksite Solutions

Armfield Harrison and Thomas,
 Inc.

ASAE Services, Inc.                                      *

Association Health Programs                              *

Association Services Group                  *            *
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies

AXA Advisors, LLC                                        *

Bank of America                             *            *

BDO Seidman, LLP

BERNSTEIN Investment Research               *            *
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,
 Pennington, and Marshall,
 P.C.

First Union National Bank                   *            *

Gelman, Rosenberg, and                                   *
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)

JLT Servies Corporation

JZA, Inc.                                                *

Lang Group, Chartered (see BDO
 Seidman LLP)

Langan Associates, PC                       *

Legg Mason                                  *            *

Mann, Weitz & Associates L.L.C

Marsh Affinity Group Services,
 A Service of Seabury & Smith

MIMS International, Ltd.

Minnesota Life Insurance Co.

National Professional Group

The Novick Group, Inc.

Patterson//Smith Associates                              *

Paymentech

The Princeton Corporation

The Principal Financial Group                            *

Progressive Management Associates, LLC                   *

RiskCap

RSM McGladrey, Inc.

Salomon Smith Barney                        *            *

Sun Trust Bank                              *            *

Tate and Tryon CPAs, and Consultants        *            *

Thomas Harvey, LLP                          *            *

Walterry Insurance Brokers

                                          Deferred    Financial/
                                        Compensation   Banking
                                          Packages     Services

Affinity Marketing Group

AGS Talcott, Inc.

Allfirst Bank                                             *

Americana Financial

American Buying Retirement                   *
 Services, Inc.

American Fidelity Assurance
 Company

Aon Association Services

Aon Worksite Solutions

Armfield Harrison and Thomas,
 Inc.

ASAE Services, Inc.                                       *

Association Health Programs

Association Services Group                   *            *
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies

AXA Advisors, LLC                            *            *

Bank of America                                           *

BDO Seidman, LLP

BERNSTEIN Investment Research                             *
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank                                          *

Comprehensive Insurance
 Agency, L.L.C.

CUNA Strategic Servics, Inc.                              *

Dembo, Jones, Healy,
 Pennington, and Marshall,
 P.C.

First Union National Bank                    *            *

Gelman, Rosenberg, and
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)

JLT Servies Corporation

JZA, Inc.

Lang Group, Chartered (see BDO
 Seidman LLP)

Langan Associates, PC

Legg Mason                                                *

Mann, Weitz & Associates L.L.C

Marsh Affinity Group Services,
 A Service of Seabury & Smith

MIMS International, Ltd.                                  *

Minnesota Life Insurance Co.

National Professional Group

The Novick Group, Inc.

Patterson//Smith Associates

Paymentech                                                *

The Princeton Corporation

The Principal Financial Group                             *

Progressive Management Associates, LLC

RiskCap

RSM McGladrey, Inc.                                       *

Salomon Smith Barney                         *            *

Sun Trust Bank                               *            *

Tate and Tryon CPAs, and Consultants         *

Thomas Harvey, LLP                           *

Walterry Insurance Brokers

                                        Mortgage  Credit Card
                                        Services   Merchant
                                                   Services

Affinity Marketing Group

AGS Talcott, Inc.

Allfirst Bank

Americana Financial

American Buying Retirement
 Services, Inc.

American Fidelity Assurance
 Company

Aon Association Services

Aon Worksite Solutions

Armfield Harrison and Thomas,
 Inc.

ASAE Services, Inc.                                    *

Association Health Programs

Association Services Group
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies

AXA Advisors, LLC

Bank of America                            *           *

BDO Seidman, LLP

BERNSTEIN Investment Research
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,
 Pennington, and Marshall,
 P.C.

First Union National Bank                  *           *

Gelman, Rosenberg, and
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)

JLT Servies Corporation

JZA, Inc.

Lang Group, Chartered (see BDO
 Seidman LLP)

Langan Associates, PC

Legg Mason

Mann, Weitz & Associates L.L.C

Marsh Affinity Group Services,
 A Service of Seabury & Smith

MIMS International, Ltd.

Minnesota Life Insurance Co.

National Professional Group

The Novick Group, Inc.

Patterson//Smith Associates

Paymentech                                             *

The Princeton Corporation

The Principal Financial Group

Progressive Management Associates, LLC

RiskCap

RSM McGladrey, Inc.

Salomon Smith Barney                       *           *

Sun Trust Bank                             *           *

Tate and Tryon CPAs, and Consultants

Thomas Harvey, LLP

Walterry Insurance Brokers

                                        Credit Card  Group Health
                                         Affinity       Plans
                                         Programs

Affinity Marketing Group                     *            *

AGS Talcott, Inc.                                         *

Allfirst Bank

Americana Financial                                       *

American Buying Retirement                                *
 Services, Inc.

American Fidelity Assurance                               *
 Company

Aon Association Services

Aon Worksite Solutions

Armfield Harrison and Thomas,                             *
 Inc.

ASAE Services, Inc.                          *

Association Health Programs                               *

Association Services Group
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies

AXA Advisors, LLC                                         *

Bank of America

BDO Seidman, LLP

BERNSTEIN Investment Research
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance                                   *
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,
 Pennington, and Marshall,
 P.C.

First Union National Bank                    *            *

Gelman, Rosenberg, and
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)

JLT Servies Corporation                                   *

JZA, Inc.                                                 *

Lang Group, Chartered (see BDO
 Seidman LLP)

Langan Associates, PC

Legg Mason

Mann, Weitz & Associates L.L.C                            *

Marsh Affinity Group Services,                            *
 A Service of Seabury & Smith

MIMS International, Ltd.                     *

Minnesota Life Insurance Co.

National Professional Group

The Novick Group, Inc.

Patterson//Smith Associates                               *

Paymentech

The Princeton Corporation                                 *

The Principal Financial Group

Progressive Management Associates, LLC                    *

RiskCap

RSM McGladrey, Inc.

Salomon Smith Barney

Sun Trust Bank

Tate and Tryon CPAs, and Consultants                      *

Thomas Harvey, LLP                                        *

Walterry Insurance Brokers

                                        Disability  Life Insurance
                                        Insurance


Affinity Marketing Group                                  *

AGS Talcott, Inc.                           *             *

Allfirst Bank

Americana Financial                         *             *

American Buying Retirement                  *             *
 Services, Inc.

American Fidelity Assurance                 *             *
 Company

Aon Association Services

Aon Worksite Solutions                      *             *

Armfield Harrison and Thomas,               *             *
 Inc.

ASAE Services, Inc.                                       *

Association Health Programs                 *             *

Association Services Group
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies

AXA Advisors, LLC                                         *

Bank of America

BDO Seidman, LLP

BERNSTEIN Investment Research
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance                     *             *
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,
 Pennington, and Marshall,
 P.C.

First Union National Bank                   *             *

Gelman, Rosenberg, and
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)

JLT Servies Corporation                     *             *

JZA, Inc.                                   *             *

Lang Group, Chartered (see BDO
 Seidman LLP)

Langan Associates, PC

Legg Mason

Mann, Weitz & Associates L.L.C

Marsh Affinity Group Services,              *             *
 A Service of Seabury & Smith

MIMS International, Ltd.

Minnesota Life Insurance Co.                              *

National Professional Group                 *             *

The Novick Group, Inc.

Patterson//Smith Associates                 *             *

Paymentech

The Princeton Corporation                   *             *

The Principal Financial Group

Progressive Management Associates, LLC      *             *

RiskCap

RSM McGladrey, Inc.

Salomon Smith Barney                                      *

Sun Trust Bank

Tate and Tryon CPAs, and Consultants        *             *

Thomas Harvey, LLP

Walterry Insurance Brokers

                                        Insurance   Third Party
                                         Broker    Administrator


Affinity Marketing Group                    *

AGS Talcott, Inc.                           *            *

Allfirst Bank

Americana Financial                         *            *

American Buying Retirement                  *            *
 Services, Inc.

American Fidelity Assurance
 Company

Aon Association Services

Aon Worksite Solutions                      *

Armfield Harrison and Thomas,               *
 Inc.

ASAE Services, Inc.

Association Health Programs                 *

Association Services Group
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies

AXA Advisors, LLC                           *

Bank of America

BDO Seidman, LLP

BERNSTEIN Investment Research
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance                     *
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,
 Pennington, and Marshall,
 P.C.

First Union National Bank                   *            *

Gelman, Rosenberg, and
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)

JLT Servies Corporation                     *            *

JZA, Inc.                                   *            *

Lang Group, Chartered (see BDO
 Seidman LLP)

Langan Associates, PC

Legg Mason

Mann, Weitz & Associates L.L.C

Marsh Affinity Group Services,              *            *
 A Service of Seabury & Smith

MIMS International, Ltd.                    *            *

Minnesota Life Insurance Co.                             *

National Professional Group                 *

The Novick Group, Inc.

Patterson//Smith Associates                 *

Paymentech

The Princeton Corporation                   *            *

The Principal Financial Group

Progressive Management Associates, LLC      *

RiskCap                                     *            *

RSM McGladrey, Inc.                                      *

Salomon Smith Barney

Sun Trust Bank

Tate and Tryon CPAs, and Consultants

Thomas Harvey, LLP

Walterry Insurance Brokers

                                         Insurance   Property  Casualty
                                        Underwriter  Coverage  Insurance


Affinity Marketing Group                                           *

AGS Talcott, Inc.                                       *          *

Allfirst Bank

Americana Financial                          *          *          *

American Buying Retirement                   *                     *
 Services, Inc.

American Fidelity Assurance
 Company

Aon Association Services                                *          *

Aon Worksite Solutions                       *

Armfield Harrison and Thomas,                           *          *
 Inc.

ASAE Services, Inc.                                     *          *

Association Health Programs

Association Services Group
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies                *          *          *

AXA Advisors, LLC

Bank of America

BDO Seidman, LLP

BERNSTEIN Investment Research
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,
 Pennington, and Marshall,
 P.C.

First Union National Bank                    *          *          *

Gelman, Rosenberg, and
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)

JLT Servies Corporation                                 *          *

JZA, Inc.                                               *          *

Lang Group, Chartered (see BDO
 Seidman LLP)

Langan Associates, PC

Legg Mason

Mann, Weitz & Associates L.L.C

Marsh Affinity Group Services,               *          *          *
 A Service of Seabury & Smith

MIMS International, Ltd.                                *          *

Minnesota Life Insurance Co.

National Professional Group                             *          *

The Novick Group, Inc.                                  *          *

Patterson//Smith Associates                             *          *

Paymentech

The Princeton Corporation

The Principal Financial Group

Progressive Management Associates, LLC

RiskCap                                      *          *          *

RSM McGladrey, Inc.

Salomon Smith Barney

Sun Trust Bank

Tate and Tryon CPAs, and Consultants

Thomas Harvey, LLP

Walterry Insurance Brokers                   *                     *

                                        Professional    Workers'
                                         Liability    Compensation
                                         Insurance     Insurance

Affinity Marketing Group                     *             *

AGS Talcott, Inc.                            *             *

Allfirst Bank

Americana Financial                          *             *

American Buying Retirement                   *
 Services, Inc.

American Fidelity Assurance
 Company

Aon Association Services

Aon Worksite Solutions

Armfield Harrison and Thomas,                *             *
 Inc.

ASAE Services, Inc.                          *             *

Association Health Programs                                *

Association Services Group
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies                              *

AXA Advisors, LLC

Bank of America

BDO Seidman, LLP

BERNSTEIN Investment Research
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,
 Pennington, and Marshall,
 P.C.

First Union National Bank                    *             *

Gelman, Rosenberg, and
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)

JLT Servies Corporation                      *             *

JZA, Inc.                                    *             *

Lang Group, Chartered (see BDO
 Seidman LLP)

Langan Associates, PC

Legg Mason

Mann, Weitz & Associates L.L.C

Marsh Affinity Group Services,               *             *
 A Service of Seabury & Smith

MIMS International, Ltd.                     *             *

Minnesota Life Insurance Co.

National Professional Group                  *             *

The Novick Group, Inc.                       *             *

Patterson//Smith Associates                  *             *

Paymentech

The Princeton Corporation

The Principal Financial Group

Progressive Management Associates, LLC

RiskCap                                      *

RSM McGladrey, Inc.

Salomon Smith Barney

Sun Trust Bank

Tate and Tryon CPAs, and Consultants

Thomas Harvey, LLP

Walterry Insurance Brokers                   *             *

                                         Travel     Convention
                                        Insurance  Cancellation
                                                    Insurance

Affinity Marketing Group

AGS Talcott, Inc.                           *           *

Allfirst Bank

Americana Financial

American Buying Retirement
 Services, Inc.

American Fidelity Assurance
 Company

Aon Association Services                                *

Aon Worksite Solutions

Armfield Harrison and Thomas,               *
 Inc.

ASAE Services, Inc.                                     *

Association Health Programs                 *

Association Services Group
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies

AXA Advisors, LLC

Bank of America

BDO Seidman, LLP

BERNSTEIN Investment Research
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,
 Pennington, and Marshall,
 P.C.

First Union National Bank

Gelman, Rosenberg, and
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)

JLT Servies Corporation

JZA, Inc.                                   *           *

Lang Group, Chartered (see BDO
 Seidman LLP)

Langan Associates, PC

Legg Mason

Mann, Weitz & Associates L.L.C

Marsh Affinity Group Services,                          *
 A Service of Seabury & Smith

MIMS International, Ltd.                    *           *

Minnesota Life Insurance Co.

National Professional Group                 *           *

The Novick Group, Inc.                                  *

Patterson//Smith Associates                 *

Paymentech

The Princeton Corporation                   *

The Principal Financial Group

Progressive Management Associates, LLC      *

RiskCap

RSM McGladrey, Inc.

Salomon Smith Barney

Sun Trust Bank

Tate and Tryon CPAs, and Consultants

Thomas Harvey, LLP

Walterry Insurance Brokers                              *

                                        Accounting/   Auditing
                                        CFO Services


Affinity Marketing Group

AGS Talcott, Inc.

Allfirst Bank

Americana Financial

American Buying Retirement
 Services, Inc.

American Fidelity Assurance
 Company

Aon Association Services

Aon Worksite Solutions

Armfield Harrison and Thomas,
 Inc.

ASAE Services, Inc.

Association Health Programs

Association Services Group                   *           *
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies

AXA Advisors, LLC

Bank of America

BDO Seidman, LLP                             *           *

BERNSTEIN Investment Research
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,                         *           *
 Pennington, and Marshall,
 P.C.

First Union National Bank

Gelman, Rosenberg, and                       *           *
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)           *           *

JLT Servies Corporation

JZA, Inc.                                    *

Lang Group, Chartered (see BDO               *           *
 Seidman LLP)

Langan Associates, PC

Legg Mason

Mann, Weitz & Associates L.L.C               *

Marsh Affinity Group Services,
 A Service of Seabury & Smith

MIMS International, Ltd.

Minnesota Life Insurance Co.

National Professional Group

The Novick Group, Inc.

Patterson//Smith Associates

Paymentech

The Princeton Corporation

The Principal Financial Group

Progressive Management Associates, LLC

RiskCap                                      *           *

RSM McGladrey, Inc.                          *

Salomon Smith Barney

Sun Trust Bank

Tate and Tryon CPAs, and Consultants         *           *

Thomas Harvey, LLP                           *

Walterry Insurance Brokers

                                           Debt     Payroll
                                        Collection  Services


Affinity Marketing Group

AGS Talcott, Inc.

Allfirst Bank

Americana Financial

American Buying Retirement
 Services, Inc.

American Fidelity Assurance
 Company

Aon Association Services

Aon Worksite Solutions

Armfield Harrison and Thomas,
 Inc.

ASAE Services, Inc.

Association Health Programs

Association Services Group
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies

AXA Advisors, LLC

Bank of America

BDO Seidman, LLP

BERNSTEIN Investment Research
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,                                   *
 Pennington, and Marshall,
 P.C.

First Union National Bank

Gelman, Rosenberg, and
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)                     *

JLT Servies Corporation

JZA, Inc.

Lang Group, Chartered (see BDO
 Seidman LLP)

Langan Associates, PC

Legg Mason

Mann, Weitz & Associates L.L.C

Marsh Affinity Group Services,
 A Service of Seabury & Smith

MIMS International, Ltd.

Minnesota Life Insurance Co.

National Professional Group

The Novick Group, Inc.

Patterson//Smith Associates

Paymentech

The Princeton Corporation

The Principal Financial Group

Progressive Management Associates, LLC

RiskCap

RSM McGladrey, Inc.

Salomon Smith Barney

Sun Trust Bank

Tate and Tryon CPAs, and Consultants

Thomas Harvey, LLP

Walterry Insurance Brokers


                                        Tax Planning &  Individual
                                         Preparation      Health
                                                        Insurance

Affinity Marketing Group

AGS Talcott, Inc.

Allfirst Bank

Americana Financial

American Buying Retirement                    *             *
 Services, Inc.

American Fidelity Assurance
 Company

Aon Association Services

Aon Worksite Solutions

Armfield Harrison and Thomas,
 Inc.

ASAE Services, Inc.

Association Health Programs                                 *

Association Services Group                    *
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies

AXA Advisors, LLC

Bank of America

BDO Seidman, LLP                              *

BERNSTEIN Investment Research
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance                                     *
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,                          *
 Pennington, and Marshall,
 P.C.

First Union National Bank

Gelman, Rosenberg, and                        *
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)            *

JLT Servies Corporation                                     *

JZA, Inc.

Lang Group, Chartered (see BDO                *
 Seidman LLP)

Langan Associates, PC

Legg Mason

Mann, Weitz & Associates L.L.C

Marsh Affinity Group Services,                              *
 A Service of Seabury & Smith

MIMS International, Ltd.

Minnesota Life Insurance Co.

National Professional Group                                 *

The Novick Group, Inc.

Patterson//Smith Associates                                 *

Paymentech

The Princeton Corporation

The Principal Financial Group

Progressive Management Associates, LLC                      *

RiskCap

RSM McGladrey, Inc.                           *

Salomon Smith Barney

Sun Trust Bank

Tate and Tryon CPAs, and Consultants          *

Thomas Harvey, LLP                            *

Walterry Insurance Brokers

                                        Long Term
                                          Care


Affinity Marketing Group

AGS Talcott, Inc.                           *

Allfirst Bank

Americana Financial

American Buying Retirement                  *
 Services, Inc.

American Fidelity Assurance
 Company

Aon Association Services

Aon Worksite Solutions

Armfield Harrison and Thomas,
 Inc.

ASAE Services, Inc.

Association Health Programs                 *

Association Services Group
 of Johnson Lambert and
 Company/Veris Consulting

The Atlantic Mutual Companies

AXA Advisors, LLC

Bank of America

BDO Seidman, LLP

BERNSTEIN Investment Research
 and Management, a unit of
 Alliance Capital LP

Chevy Chase Bank

Comprehensive Insurance                     *
 Agency, L.L.C.

CUNA Strategic Servics, Inc.

Dembo, Jones, Healy,
 Pennington, and Marshall,
 P.C.

First Union National Bank

Gelman, Rosenberg, and
 Freedman, CPAs

Goldstein Golub Kessler, LLP (GGK)

JLT Servies Corporation                     *

JZA, Inc.

Lang Group, Chartered (see BDO
 Seidman LLP)

Langan Associates, PC

Legg Mason

Mann, Weitz & Associates L.L.C

Marsh Affinity Group Services,              *
 A Service of Seabury & Smith

MIMS International, Ltd.

Minnesota Life Insurance Co.

National Professional Group                 *

The Novick Group, Inc.

Patterson//Smith Associates                 *

Paymentech

The Princeton Corporation                   *

The Principal Financial Group

Progressive Management Associates, LLC      *

RiskCap

RSM McGladrey, Inc.

Salomon Smith Barney

Sun Trust Bank

Tate and Tryon CPAs, and Consultants        *

Thomas Harvey, LLP

Walterry Insurance Brokers