Alaska USA Federal Credit Union Enhances Indirect and Direct Consumer Lending Capabilities with APPRO Systems' LoanCenter Consumer.

BATON ROUGE, La. -- APPRO Systems, Inc., an Equifax company and the leading provider of automated credit risk management and financial technologies for the lending industry, announced today that Anchorage, Alaska-based Alaska USA Federal Credit Union has purchased and installed a Site License version of LoanCenter Consumer(TM), APPRO's automated credit evaluation system developed to meet the special needs of consumer lenders.

Prior to purchasing LoanCenter Consumer, the credit union was unable to automate the decisioning process and desired to upgrade its system to effectively handle its growing volume of consumer loan requests. The credit union looked to LoanCenter Consumer to automate more loan decisioning, support risk-based pricing and provide extensive management reports.

"We needed a system with the ability to automate our consumer lending needs, as well as meet our needs in terms of both flexibility and functionality," said Doug Smith, senior vice president, Consumer Lending for Alaska USA Federal Credit Union. "LoanCenter Consumer's ability to automatically decision loan applications based on a variety of user-defined, customized credit criteria, and its ability to expand the volume of applications that can be decisioned, enables us to offer improved lending service to our members. Since implementing LoanCenter in March, it has already helped us find some efficiencies in our consumer lending processes."

"Through the use of LoanCenter Consumer, Alaska USA Federal Credit Union can make the entire loan process more efficient by fully automating all of the tasks associated with a loan request, significantly impacting its overall consumer lending processes," said Paul McCown, senior vice president of APPRO Systems, Inc. "This greatly improves their loan portfolio, improves credit quality and enables the credit union to provide superior lending services to its members and indirect lending partners."

About Alaska USA Federal Credit Union

Alaska USA Federal Credit Union, founded in 1948, is a member-owned, not-for-profit cooperative with 270,000 members worldwide. It is one of the largest consumer financial cooperatives in the U.S., the primary provider of consumer loans in Alaska, and a leader in developing electronic financial service options. It offers a wide range of financial services, including mortgage, insurance and investment products. In addition to its ten Seattle-area branches, it operates two branches in Oak Harbor and 33 in Alaska. For more information about Alaska USA, visit www.alaskausa.org.

About APPRO Systems, Inc.

APPRO Systems Inc., acquired by Equifax Inc. in 2005, offers credit risk management solutions that are core elements of Equifax's suite of enabling technologies. With Equifax enabling technologies, businesses can manage the entire customer lifecycle, including account acquisition, profitability management, and risk management and leverage Equifax's vast data and analytic capabilities. APPRO supports more than 180 financial institutions, with customers of all types in the United States, Canada, the Virgin Islands and Puerto Rico. For additional information about APPRO, visit the company's Web site at www.approsystems.com.

About Equifax Inc.

Equifax Inc. (NYSE: EFX) is a global leader in turning information into intelligence. For businesses, Equifax provides faster and easier ways to find, approve and market to the appropriate customers. For consumers, Equifax offers easier, instantaneous ways to buy products or services and better insight into and management of their personal credit. Equifax. Information that Empowers. Learn more about Equifax at www.equifax.com.

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