Affordable house hunt.Q I read the article you wrote on getting fiscally fit and found it to be very helpful. I would like to know if you can recommend a black financial advisor's firm in the Atlanta area that will help me get started? --Octavia Purgh Atlanta We feature financial advisors located in various geographical areas in our Family Finances feature each month. You can start your search by contacting the ones in your area. However, everyone's financial landscape is unique, so I suggest that you gain some understanding of yours before you take anyone's advice. First, pick a financial goal that you can focus on that will help you stay motivated, whether it's your kids' college tuition The examples and perspective in this article may not represent a worldwide view of the subject. Please [ improve this article] or discuss the issue on the talk page. College tuition or your own retirement. Then look at how you can reduce your expenses so you have an idea of how much cash you have to invest. In addition, start gathering as much financial data as you can, such as your most recent pay stubs stubs The shares of equity in a firm that is financed almost completely with debt. Stubs are often created when firms go through a leveraged buyout or pay big cash dividends in order to fend off a takeover. , W2 forms, last year's tax returns, and bank and investment statements. Next, get referrals from friends, family, co-workers and various organizations. For example, you can pull up a selection of African American African American Multiculture A person having origins in any of the black racial groups of Africa. See Race. investment professionals by state on the Coalition of Black Investor's Website (www.cobinvest.com). Other sites such as the Financial Planning Financial planning Evaluating the investing and financing options available to a firm. Planning includes attempting to make optimal decisions, projecting the consequences of these decisions for the firm in the form of a financial plan, and then comparing future performance against Association (www.fpanet .org) and the Certified Financial Planner Certified Financial Planner (CFP) A person who has passed examinations accredited by the Certified Financial Planner Board of Standards, showing that the person is able to manage a client's banking, estate, insurance, investment, and tax affairs. Board of Standards (www.cfp-board.org) also make referrals although they're not specifically African American. -- Monique R. Brown Mail your consumer questions to Ask Your Advocate, BLACK ENTERPRISE, 130 Fifth Ave., New York New York, state, United States New York, Middle Atlantic state of the United States. It is bordered by Vermont, Massachusetts, Connecticut, and the Atlantic Ocean (E), New Jersey and Pennsylvania (S), Lakes Erie and Ontario and the Canadian province of , NY 10011, or send an e-mail to brownmr@blackenterprise.com |
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