Affordable health insurance benefits for you and your business.They are everywhere and affect all of us. Unidentifiable Adj. 1. unidentifiable - impossible to identify identifiable - capable of being identified by appearances alone, they represent every race, religion, ethnicity ethnicity Vox populi Racial status–ie, African American, Asian, Caucasian, Hispanic and age group. You may already know some of them. They are friends, family and local business owners. They are the uninsured. A Field of Dreams This page is not about statistics and uninsured population samples; it is about resources to better enhance your ability in securing affordable health care coverage. Create your playing field: Cover Your Bases--Identify your options when it comes to selecting a health plan Make the Pitch Reach out to experts in the field who may assist you Visit the Concession Stand--Make the most of your health plan by taking advantage of health and wellness related products and services Go the Distance--Become part of the solution by remaining insured Cover Your Bases The increasing cost of health care has encouraged health insurance companies to become more creative in developing and promoting advanced benefit plans and financial options. These innovations can enhance your ability to secure more affordable health care coverage. First, recognize that new administration options by insurance carriers are intended to increase access and eligibility for small businesses applying for health care coverage. As an example, Blue Cross of California recently expanded eligibility guidelines guidelines, n.pl a set of standards, criteria, or specifications to be used or followed in the performance of certain tasks. to include part-time employees who work at least 15 hours per week. Prior to this new option, minimal hours required for eligibility were 20 hours per week. So, if you are a small business employer with part-time employees, you can still offer health coverage. Second, more affordable and employer-friendly plans are emerging for small business owners seeking additional ways to maintain their coverage in light of increasing costs. Figure out what dollar contribution you would be willing to fund per employee and talk to your agent or broker. You may be surprised to find that the amount you are willing to spend can allow you to provide a plan that will match your needs. In fact Blue, Blue Cross just introduced a number of more affordable plans. One new PPO PPO abbr. preferred provider organization PPO Managed care Preferred provider organization, see there Infectious disease Pleuropneumonia-like organism, see there plan offers a generic only prescription drug prescription drug Prescription medication Pharmacology An FDA-approved drug which must, by federal law or regulation, be dispensed only pursuant to a prescription–eg, finished dose form and active ingredients subject to the provisos of the Federal Food, Drug, benefit. Since prescription drugs were identified as a key driver of health care costs, this new plan may be the ticket to savings for all. Make the Pitch Third, take advantage of the valuable, free resources made available to you by knowledgeable insurance agents, your insurance company, or outside organizations that can resist you in making more informed health and financial related decisions. You may event want to contact your local chapter of the California Association of Health Underwriters by visiting www.cahu.org and clicking on "local chapters." These professionals know their business and are more than willing to help. In addition, online tools can be found on websites such as www.covertheuninsuredweek.org or www.healthcoverageguide.org. Many take pride in looking and feeling their best. Take advantage of the value-added benefits that you and your employees can immediately use for little or no cost through your health plan. Visit the Concession Stand Concession stand is the term used to refer to a place where patrons can purchase snacks or food at a cinema, fair, Stadium, or other entertainment venue. Some events or venues contract out the right to sell food to third parties. Value-added benefits such as prevention and wellness programs add tangible value to your health plan. With summer upon us, this is an ideal time to look into fitness programs, teeth whitening Teeth Whitening Definition Teeth whitening is the process of using bleach or other materials to make teeth look whiter. The materials remove stains or other discoloration from the tooth surface. services and even Lasik surgery. All of these are offered through a program called HealthyExtensions, which is available to Blue Cross members. Most carriers also provide similar programs. Don't forget that Life and Dental Insurance Dental insurance is insurance designed to pay the costs associated with dental care. Dental insurance pays a portion of the bills from dentists, hospitals, and other providers of dental services. are also important to overall health and financial security. Go the Distance Life is like a baseball game Noun 1. baseball game - a ball game played with a bat and ball between two teams of nine players; teams take turns at bat trying to score runs; "he played baseball in high school"; "there was a baseball game on every empty lot"; "there was a desire for National League . When you think a fastball is coming, you gotta got·ta Informal Contraction of got to: I gotta go home. be ready to hit the curve. --Jaja Q Health care benefits are changing. Take advantage of new administrative options, products and services currently available. Baseball is dull only to dull minds. --Red Barber A barber (from the Latin barba, "beard") is someone whose occupation is to cut any type of hair, give shaves, and trim beards. In previous times, barbers also performed surgery and dentistry. , announces Cover your bases by understanding what tools and resources you currently have at your disposal. Seek out a professional to assist you in selecting a health plan. A hitter's impatience is the pitcher's biggest advantage. --Pete Rose You want to take advantage of the dollars you contribute toward your health care benefits. Understand that your plan offers many tangible benefits and share them with your employees to keep them happy and well. By securing health insurance coverage for yourself and your employees, you are doing your part in reducing the amount of uninsured and, in turn, keeping health care costs more affordable to all. Brian Sullivan Brian Sullivan is a women's basketball assistant coach at Bellarmine University. Bellarmine is an NCAA Division II program that competes in the Great Lakes Valley Conference. This is Sullivan's second stint with the program, following one season with the Lady Knights in 2003-04. is vice president of individual and small group sales Group sales Block sale (of large amounts) of securities to institutional investors. group sales The distribution of a new security issue to institutional clients. for Blue Cross of California. He can be reached at 805-480-7158 or at Brian.Sullivan@wellpoint.com. |
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