Affinity Plus Federal Credit Union Announces Free Online Bill Pay Service to its 113,000 Members.

Business Editors

ST. PAUL, Minn.--(BUSINESS WIRE)--May 9, 2003

Minnesota's largest state-based credit union offers maximum

convenience and benefit to its more than 113,000 members

with free online bill pay services

Affinity Plus Federal Credit Union announced today the availability of free online bill pay. As the largest credit union in Minnesota with state-based assets in excess of $800 million, Affinity Plus is uniquely positioned to provide the most comprehensive suite of competitively priced financial products and services available. In a competitive review, Affinity Plus is a market leader with free online bill pay as most local financial institutions continue to charge from $4.50 to $6.50 per month for the convenience.

"We constantly strive to provide our members with the lowest cost, highest return financial products and services available," said Melissa Holtan, director of marketing for Affinity Plus. "In listening to our members and understanding their financial goals and life-balance needs, free online bill pay became a logical choice to help them easily and cost-effectively pay their bills electronically and manage their finances each month." Holtan went on to say that Affinity Plus is driven to do what's right for its members. "We embody a dynamic culture at Affinity Plus in that every decision is made with the overall impact to our members in mind. As a non-profit organization owned by our members, we are focused on identifying and offering products and services that truly benefit their overall financial well-being."

Any individual or organization interested in free online bill pay or learning more about the full-service financial offerings through Affinity Plus Federal Credit Union is encouraged to contact the nearest branch to learn more. Through a broad range of eligibility criteria, one in two Minnesotans automatically qualifies for membership. And for those who do not meet any of the criteria, membership is available through the Affinity Plus Foundation -- a non-profit organization chartered to promote sound personal financial education, understanding and management in Minnesota. A complete list of Affinity plus Federal Credit Union branch locations and phone numbers follows; maps are available at the company's Web site at www.affinityplus.org

Arden Hills   3533 Lexington Ave. N.                    [phone]
              Arden Hills, MN 55126
Bemidji       1510 Bemidji Ave. N.                      [phone]
              Bemidji, MN 56601
Brainerd      406 W. Washington St.                     [phone]
              Brainerd, MN 56401
Cambridge     1011 E. Highway 95, Suite 120             [phone]
              Cambridge, MN 55008
Duluth        Village Mall, 2304 Mountain Shadow Dr.    [phone]
              Duluth, MN 55811
Faribault     25 NW 4th St., Suite 104                  [phone]
              Faribault, MN 55021
Fergus Falls  1005 Pebble Lake Road, Suite 108          [phone]
              Fergus Falls, MN 56537
Grand Rapids  535 E. Highway 2                          [phone]
              Grand Rapids, MN 55744
Lakeville     17555 Kenwood Trail                       [phone]
              Lakeville, MN 55044
Mankato       Room 13B, MSU 57                          [phone]
              Mankato, MN 56002
Minneapolis   2520 University Ave. SE                   [phone]
              Minneapolis, MN 55414
              50 South Sixth Street, Suite 200          [phone]
              Minneapolis, MN 55402
Moorhead      Minn. St. Univ., 615 14th Street South    [phone]
              Moorhead, MN 56563
              635 Center Ave.                           [phone]
              Moorhead, MN 56560
Roseville     2730 Snelling Ave. N.                     [phone]
              Roseville, MN 55113
Rochester     3482 55th Street N.W.                     [phone]
              Rochester, MN 55901
St. Cloud     720 4th Ave. S.                           [phone]
              St. Cloud, MN 56301
St. Paul      95 Sherburne Ave.                         [phone]
              St. Paul, MN 55103
              Headquarters: 175 W. Lafayette Rd.        [phone]
              St. Paul, MN 55107
Winona        111 Riverfront, Suite 100                 [phone]
              Winona, MN 55987

Affinity Plus Federal Credit Union is the largest state-based credit union in Minnesota with $800 million in assets. Headquartered in St. Paul, Affinity Plus is owned by over 113,000 members, who are served by 20 branch offices located throughout the state. One in two Minnesotans is eligible to become a member of Affinity Plus through a broad range of eligibility criteria; all others are eligible for membership through the Affinity Plus Foundation. Additional information is available at www.affinityplus.org or by calling [phone] or [phone].