Affinity Announces Results of Markman Hearing.

COLUMBIA, S.C. -- Affinity Technology Group, Inc. (OTCBB: AFFI) today announced the results of its Markman hearing related to its patent infringement lawsuits against Ameritrade, Federated Department Stores and HSBC (formerly Household International). The Markman hearing was held by the trial judge for purposes of interpreting the scope of the claims of the Company's patents.

The Court construed the meaning of numerous claim terms which bear on the scope of the patents. Almost all of the terms were construed in a manner the Company believes are favorable; however, the trial judge construed a few claim terms, most notably those related to the term "remote interface" as claimed in the Company's second loan processing patent (U.S. Patent No. 5,940,811 C1) and its financial account patent (U.S. Patent No. 6,105,007 C1), in a manner unacceptable to the Company. In these patents, the Court construed "remote interface" to mean computer equipment, including personal computer equipment, that is not owned by a consumer. The Court applied no such limitation in construing the term "remote interface" under the Company's first loan processing patent (U.S. Patent No. 5,870,721 C1). The Company is currently evaluating additional actions to obtain a favorable construction of the unfavorably construed terms.

Joe Boyle, Chairman, President and Chief Executive Officer of Affinity, stated, "The trial judge interpreted most terms under consideration in a manner acceptable to the Company, including confirmation that the communications network embodied in the Company's patents included the Internet. However, the trial judge interpreted the term 'remote interface' as claimed in our second loan processing patent and our financial account patent to exclude personal computers 'owned by consumers.' This limitation was not applied to our first loan processing patent, and we believe that the interpretation applied to this patent should be applied to our other patents. We are evaluating our post-hearing alternatives to further pursue this matter, which may include an appeal to the Federal Circuit Court of Appeals."

About Affinity Technology Group, Inc.

Through its subsidiary, decisioning.com, Inc., Affinity Technology Group, Inc. owns a portfolio of patents that covers the automated processing and establishment of loans, financial accounts and credit accounts through an applicant-directed remote interface, such as a personal computer or terminal touch screen. Affinity's patent portfolio includes U.S. Patent No. 5,870,721C1, No. 5,940,811C1, and No. 6,105,007C1.

Forward-looking statements in this news release are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. We cannot offer any assurances that Affinity will prevail on its claims of patent infringement against third parties or that such claims will result in monetary damages to Affinity. Investors are cautioned that our business is subject to several substantial risks and uncertainties, including the Company's very limited capital resources and the possibility that we may be unable to raise additional capital in amounts sufficient to permit us to continue operations; the risk that we may be unable to obtain favorable claims interpretations through post Markman hearing motions and/or appeals; the risk that we may lose all or part of the claims covered by our patents as a result of challenges to our patents; the risk that our patents may be subject to additional reexamination by the U.S. Patent and Trademark Office or challenge by third parties; the results of ongoing litigation, including patent litigation; and unanticipated costs and expenses affecting the Company's cash position. If the Company is not able to raise additional capital when needed, it may be forced to consider alternatives for winding down its business, which may include offering its patents for sale or filing for bankruptcy protection. These and other factors may cause actual results to differ materially from those anticipated. These factors are discussed in greater detail in the Company's filings with the Securities and Exchange Commission. The Company is not responsible for updating the information contained in this press release beyond the publication date, or for changes made to this document by wire services or Internet Services.