Affinity Announces 2005 Financial Results and Updates Patent Licensing Initiatives.

COLUMBIA, S.C. -- Affinity Technology Group, Inc. (OTCBB:AFFI) today announced financial results for the fourth quarter and for the full year ended December 31, 2005.

Revenues for the quarter were $7 thousand, resulting in a net loss of $136 thousand, or $0.00 per share. For the comparable period in 2004, revenues were $5 thousand and the Company reported a net loss of $151 thousand, or $0.00 per share. The weighted average number of shares outstanding during the three months ended December 31, 2005 was 42.2 million, compared to 42.1 million for the same period in 2004.

For the year, revenues were $20 thousand, with a net loss of $566 thousand, or ($0.01) per share, compared to revenues of $287 thousand in 2004, with a net loss of $217 thousand, or ($0.01) per share. The weighted average number of shares outstanding during the twelve months ended December 31, 2005 was 42.2 million, compared to 41.9 million for the same period in 2004.

Joe Boyle, Chairman, President and Chief Executive Officer, stated, "Our financial results for 2005 are consistent with our expectations and our goals of minimizing our cash expenses while we prosecuted the reexamination of our U.S. Patent Nos. 5,940,811 and 6,105,007. In 2005, we successfully concluded the reexamination of our U.S. Patent 5,940,811 C1 and as announced last week, we successfully concluded the reexamination of our U.S. Patent No. 6,105,007, in which all our claims were upheld by the U.S. Patent and Trademark Office ("PTO"). All of our loan processing and financial account patents (including U.S. Patent No. 5,820,721 C1) have now been reexamined by the PTO.

Our immediate goal is to raise additional cash resources to capitalize on the successful conclusion of the reexamination of our patents. Now that we have successfully concluded the reexamination of U.S. Patent No. 6,105,007, the next stage of our business plan is to vigorously enforce our patent rights. In this regard, we plan to reactivate our lawsuits with Federated Department Stores, Ameritrade Holding Company and Household International, Inc. which have been stayed pending the outcome of the reexamination."

About Affinity Technology Group, Inc.

Through its subsidiary, decisioning.com, Inc., Affinity Technology Group, Inc. owns a portfolio of patents that covers the automated processing and establishment of loans, financial accounts and credit accounts through an applicant-directed remote interface, such as a personal computer or terminal touch screen. Affinity's patent portfolio includes U.S. Patent No. 5,870,721C1, No. 5,940,811C1, and No. 6,105,007.

Forward-looking statements in this news release are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Investors are cautioned that our business is subject to several substantial risks and uncertainties, including the Company's very limited capital resources and the possibility that we may be unable to raise additional capital in amounts sufficient to permit us to continue operations; the risk that we may lose all or part of the claims covered by our patents as a result of future challenges to our patents; the risk that our patents may be subject to additional reexamination by the U.S. Patent and Trademark Office or challenge by third parties; the possibility all or some of the holders of the convertible secured notes issued by the Company may take action to collect the amounts outstanding under these notes; the result of ongoing litigation; and unanticipated costs and expenses affecting the Company's cash position. If the Company is not able to raise additional capital immediately, it may be forced to consider alternatives for winding down its business, which may include offering its patents for sale or filing for bankruptcy protection. Moreover, if any of the holders of the convertible notes issued by the Company take action to collect the amounts owed by the Company under these notes, the Company will be forced to consider alternatives for winding down its business, which may include offering its patents for sale or filing for bankruptcy protection. These and other factors may cause actual results to differ materially from those anticipated.

Affinity Technology Group, Inc.


Statement of Operations
                         Three Months ended      Twelve Months ended
                            December 31,            December 31,
                          2005        2004        2005        2004
                       ----------- ----------- ----------- -----------
Revenues
  Patent license fees  $    7,026  $    4,412  $   20,261  $  267,647
  Other income                  -       1,051           -      19,651
                       ----------- ----------- ----------- -----------
    Total revenues          7,026       5,463      20,261     287,298

Costs and expenses
  Cost of revenues            702         441       2,026      64,265
  General and
   administrative
   expenses               117,189     132,608     486,607     732,285
                       ----------- ----------- ----------- -----------
    Total costs and
     expenses             117,891     133,049     488,633     796,550
                       ----------- ----------- ----------- -----------

Operating loss           (110,865)   (127,586)   (468,372)   (509,252)

Other income
 (expenses):
  Interest income              36         327         182       1,967
  Interest expense        (25,627)    (23,654)    (98,197)    (95,990)
  Litigation accrual
   reversal                     -           -           -     386,148
                       ----------- ----------- ----------- -----------
Net loss               $ (136,456) $ (150,913) $ (566,387) $ (217,127)
                       =========== =========== =========== ===========

Net loss per share -
 basic and diluted     $    (0.00) $    (0.00) $    (0.01) $    (0.01)
                       =========== =========== =========== ===========
Shares used in
 computing net loss
 per share             42,225,096  42,053,223  42,207,884  41,926,272
                       =========== =========== =========== ===========


Balance Sheets              December 31,
                          2005        2004
                       ----------- -----------

  Cash and Short Term
   Investments         $   13,776  $   62,756

  Total Current Assets    147,515     109,991

  Total Assets            152,311     121,240

  Total Liabilities     2,200,682   1,634,763

  Stockholders'
   Deficiency          (2,048,371) (1,513,523)