Aetna Offers Colorado Mid-Size Employers New Packaged Insurance Program.

DENVER -- Aetna (NYSE:AET) is now offering Aetna Spectrum Integrated Benefits(SM), a packaged product for mid-size employers in Colorado. The new product combines medical, dental, life and disability plans into a single offering for employers with 51 to 124 employees. The plans are available for September 1 effective dates.

"Managing health care costs and reducing complexity remain a priority for mid-size employers," said Jeffrey Miller, sales manager for Aetna's Colorado sales and service office. "We've packaged a selection of plans into an integrated package design to make it easier for employers to analyze, choose, and manage benefit plans that meet their distinct needs. This product gives employers the flexibility to purchase multiple coverages from one single carrier, leading to greater convenience and cost efficiency."

Aetna Spectrum Integrated Benefits offers a range of medical benefit plans designed to give employers options and flexibility. Plan options include Health Maintenance Organization (HMO), Point of Service (POS), Preferred Provider Organization (PPO) and Health Savings Account compatible plan designs. Employers can choose up to two medical plans from 38 standard designs - with integrated pharmacy coverage, one dental plan and one plan from each of the life and disability product lines. Also included is a full range of value-added features such as disease management, health screenings, and vision care that help employees stay healthy.

Most businesses, regardless of size, face a challenge when choosing a comprehensive insurance package. Researching the most cost-efficient plan and then maintaining the plan's paperwork can easily daunt any employer. Aetna Spectrum Integrated Benefits shortens the benefits decision-making and administration process with:

--A single point of contact for brokers and employers.

--A single, consolidated bill for employers enrolled in EZLink(TM), Aetna's electronic billing and eligibility system.

--One enrollment form for all products.

--Benefits management through web technology for employers and members.

--Pricing that takes advantage of multi-product synergies.

Aetna Spectrum Integrated Benefits is currently offered in Florida, Georgia, Illinois, Maryland, North Carolina, Ohio, Oklahoma, Pennsylvania, southern New Jersey, Tennessee, Texas, Virginia and the District of Columbia. Additional markets will be added throughout the year.

As one of the nation's leading providers of health care, dental, pharmacy, group life, disability and long-term care benefits, Aetna puts information and helpful resources to work for its approximately 14.435 million medical members, 12.976 million dental members, 9.117 million pharmacy members and 13.662 million group insurance members to help them make better informed decisions about their health care and protect their finances against health-related risks. Aetna provides easy access to cost-effective health care through a nationwide network of more than 684,000 health care professionals, including over 405,000 primary care and specialist doctors and 4,135 hospitals. For more information, please visit www.aetna.com. (Figures as of June 30, 2005)