Admitted Assets, Top Life Writers--2002.

Admitted Assets, Top Life Writers--2002

Ranks is based on admitted assets for 2002. ($ Thousands)

                                                                    %
Rank  Group Name                         AMB#          Assets  Change

  1   Metropolitan Life & Affil Cos     70192    $244,974,778     9.1
  2   Amer Intl Group                   70342     233,668,221    10.9
  3   Prudential of America Group       70189     205,733,053     0.8
  4   Aegon USA Inc                     69707     144,534,529     7.0
  5   TIAA Group                        70362     144,477,930    10.7

  6   Hartford Life Inc                 70116     136,833,332    -2.0
  7   ING Group                         70153     125,835,254     2.1
  8   New York Life Group               69714     121,938,881     9.5
  9   Northwestern Mutual Group         69515     102,934,960     4.6
 10   Nationwide Group                  70350      87,439,668    -7.2

 11   MassMutual Finl Group             69702      84,208,095     6.6
 12   John Hancock Finl Svcs Group      70170      79,332,237     6.6
 13   Equitable Group                   70194      78,705,923    -8.6
 14   Principal Life Ins Co             06150      78,002,390     1.1
 15   Citigroup                         70128      75,020,632     4.4

 16   Cigna Corp                        70173      72,251,937    -3.9
 17   Lincoln National Corp             70351      70,964,255    -8.5
 18   GE Finl Assur Group               69555      70,109,670     6.4
 19   Allstate Finl                     70106      63,792,216     7.7
 20   Amer Express Finl                 69689      55,133,918     1.5

 21   Pacific Life Group                69720      51,967,224    -0.9
 22   Sun Life of Canada Group          69740      49,620,131    -2.2
 23   Manulife Finl                     69542      48,680,615     0.6
 24   Jackson National Group            69578      46,765,253     6.3
 25   Thrivent Finl Lutherans           06008      41,203,540     5.0

 26   Aflac Inc Group                   69824      36,351,149    18.6
 27   State Farm Group                  70126      33,205,580     5.6
 28   Guardian Life                     69685      30,058,572    -2.7
 29   Zurich Ins Group                  70130      28,862,274     3.5
 30   Great-West Life Group             70366      27,380,467    -4.4

 31   UnumProvident Corp                69743      27,318,244     9.3
 32   Aetna Inc                         70202      26,642,400    -5.2
 33   Jefferson-Pilot Corp              70156      25,808,125     5.7
 34   Conseco Ins Group                 69862      23,841,983   -12.1
 35   Allianz Ins Group                 70187      23,070,541    38.7

 36   Amer Skandia Life Assur           08715      22,464,924   -15.1
 37   Western & Southern Finl Group     69754      21,975,868    11.7
 38   Phoenix Life Group                70171      20,911,208     6.1
 39   Swiss Reins Group                 70176      20,876,664     8.3
 40   Allmerica Finl Group              70222      18,271,649   -17.6

 41   Safeco Life Group                 70123      18,200,437     4.4
 42   AmerUs Group                      69601      17,616,499     9.8
 43   Protective Life Corp              69728      17,141,678    11.3
 44   MONY Group                        70198      16,208,658    -3.3
 45   Minnesota Mutual Group            69763      16,115,132    -0.5

 46   Mutual of Omaha Group             70203      15,148,391     2.3
 47   Merrill Lynch Ins Group           69908      13,774,680   -15.2
 48   Sammons Finl Group                69731      12,442,590    35.4
 49   CNA Ins Group                     70110      12,349,161    -3.4
 50   Fortis Inc                        70135      11,999,959    -7.3

 51   Fidelity Investments Group        70020     $10,622,248   -19.7
 52   Torchmark Corp                    70265      10,155,778    -3.4
 53   Knights of Columbus               06616       9,957,825     8.1
 54   Mutual of America Life Ins Co     08851       9,929,247    -4.5
 55   Amer United Life Group            70399       9,575,146    -7.2

 56   Ohio National Life Group          69717       9,434,211    12.8
 57   National Life Group               69953       9,306,076     5.0
 58   Amer National Group               70166       9,255,344     9.0
 59   USAA Life Group                   70364       8,975,828    10.9
 60   Cuna Mutual Group                 70262       8,791,666     6.5

 61   Amer FinI Group                   70220       8,383,462     6.4
 62   Old Mutual US Life Holdings       70403       8,123,746    31,9
 63   Penn Mutual Group                 69722       8,093,508    -4.1
 64   Canada Life Assur Group           69653       7,744,828     2.9
 65   StanCorp FinI Group Inc           70398       7,355,942    20.2

 66   Southern Farm Bureau Group        70169       7,247,573     8.0
 67   Employers Re Group                70214       7,196,403   -12.3
 68   Security Benefit Group            69882       6,959,178    -3.2
 69   Liberty Life Assur of Boston      06627       6,725,357     1.0
 70   Farm Bureau Group of Iowa         70209       5,990,375    18.1

 71   Woodmen of the World Life Soc     07259       5,909,878     7.6
 72   Ameritas Acacia Group             69790       5,855,170    -5.2
 73   Union Central Life Ins Co         07150       5,797,837     3.4
 74   Modern Woodmen of America         06737       5,577,515     9.2
 75   Amer Equity Invest Group          70406       5,436,642    37.7

 76   Country Ins & Finl Svcs           70142       5,424,814     4.2
 77   Health Care Service Corp          69584       5,216,233    17.2
 78   UnitedHealth Group Inc            69973       4,971,132    12.5
 79   Berkshire Hathaway Group          70158       4,221,979    10.9
 80   Presidential Life Corp            70392       4,128,698    17.4

 81   Aviva Group                       70108       3,989,294    26.3
 82   Aurora National Life Assur        06139       3,847,565    -2.2
 83   National Western Life Ins Co      06811       3,690,231     7.7
 84   Horace Mann Group                 69919       3,417,030    -2.6
 85   Lutheran Brotherhood Var Ins      09342       3,403,717   -20.6

 86   Kansas City Life Group            69692       3,316,024    -0.1
 87   Americo Life Group                69676       3,147,051     8.7
 88   Forethought Group                 70375       3,115,318     7.1
 89   Ullico Inc                        70003       3,069,423     4.8
 90   Unitrin Inc                       70340       2,939,345   -16.7

 91   Amer Family Life Ins Co           06052       2,769,804     5.2
 92   Business Men's Assur Co           06175       2,632,757    -3.8
 93   Comb Specialty A & H Group        70178       2,580,646   -20.5
 94   WellPoint Health Networks Inc     70064       2,563,674    24.2
 95   Household Ins Group               69620       2,451,738    -3.8

 96   Munich Amer Reassur Co            06746       2,384,926    13.8
 97   Beneficial Life Ins Co            06162       2,313,472     8.3
 98   Blue Cross & Blue Shield of Fla   70007       2,296,058    12.3
 99   Pan-Amer Life Group               69617       2,292,362     1.3
100   Reliance Standard Life Group      69825       2,182,393    11.2

101   Amer Fidelity Group               69640      $2,180,318     4.5
102   Physicians Mutual Group           69724       2,118,646     4.3
103   Metropolitan Mortgage Group       69982        2,069,57    46.3
104   Sentry Ins Group                  70125       2,037,398     5.7
105   Inviva Group                      70411       1,987,306   -41.8

106   Golden Rule Group                 69959       1,976,254     9.6
107   Scor Life US Group                70253       1,967,669    34.3
108   Legal & General America Inc       69539       1,896,309     0.7
109   Cincinnati Life Ins Co            06568       1,865,885     9.8
110   Anthem Inc                        69906       1,859,972    17.2

111   London Pacific Life & Annuity Co  07056       1,752,998   -17.2
112   Trustmark Group Inc               69845       1,699,156    -6.8
113   Security Mutual Life of NY        07034       1,637,443     6.2
114   Lafayette Life Ins Co             06617       1,483,463    17.9
115   Standard Management Group         70004       1,463,747    45.7

116   Indiana Farm Bureau Group         70368       1,448,902     2.5
117   Savings Bank Life Ins Co of Mass  06696       1,438,137     4.3
118   Liberty Life Ins Co               06628       1,399,131     3.9
119   SBLI USA Group                    60345       1,387,093     2.6
120   UICI                              69860       1,287,301    14.4

121   National Health Corp              70390       1,285,039     7.8
122   United Life Ins Co                07178       1,248,752    18.2
123   Farm Bureau Life Ins Co of Mich   06363       1,239,491     9.7
124   Erie Family Life Ins Co           07276       1,225,589    21.2
125   NGL Ins Group                     70358       1,221,309    17.8

126   FIC Ins Group                     69616       1,209,781    -4.5
127   Auto-Owners Life Ins Co           06140       1,158,591    12.4
128   Lincoln Ins Group                 70066       1,093,976     3.7
129   Hannover Life Reassur America     68031       1,083,123   -29.1
130   Shenandoah Life Group             69570       1,075,143    18.3

131   MTL Ins Co                        06756       1,035,251     5.9
132   Regal Reins Group                 70345       1,028,347    -7.5
133   Wellmark Inc                      70049         986,266     0.8
134   Centurion Life Ins Co             06276         975,307     2.2
135   Illinois Mutual Life Ins Co       06542         969,830    14.0

136   First Investors Life Ins Co       06413         967,832   -15.8
137   Humana Inc                        69866         929,760   -16.1
138   Gleaner Life Ins Society          06459         903,777    11.0
139   Tennessee Farmers Ins             69777         898,273    12.7
140   Amerco                            70367         879,708     4.0

141   Universal Amer Finl Corp          70021         872,558    -2.4
142   Federated Life Ins Co             06381         824,311     3.3
143   Homesteaders Life Co              06534         819,826    15.2
144   Shelter Life Ins Co               06675         791,242     3.7
145   Baltimore Life Group              69503         774,432     0.9

146   Alfa Life Ins Corp                06293         762,663     5.4
147   AAA Life Group                    70388         738,631    41.1
148   Boston Mutual Group               69993         716,811    13.1
149   CBD Holdings Ltd                  70391         693,105   442.8
150   Gerber Life Ins Co                07299         687,228    18.5

151   BankAmerica Group                 70380         676,001    -9.7
152   Security Finl Life Ins Co         07033        $669,825     6.9
153   Amica Life Ins Co                 07464         668,483    11.4
154   Vesta Ins Group                   70354         645,204    -1.4
155   Manhattan Ins Group               70357         644,907    -9.5

156   Government Personnel Mutual       06470         643,485     4.6
157   Catholic Knights                  08188         602,328     6.0
158   Axa Corp Solutions Life Re        09083         597,595   133.3
159   Royal Neighbors of America        07010         597,419    -0.7
160   Pekin Ins Group                   70155         595,254     8.2

161   Highmark Inc                      70359         592,368    30.2
162   Blue Cross & Blue Shield of Kan   70031         582,706    -7.0
163   Independence Hldg Group           69756         579,986     2.6
164   Amer Amicable Group               70394         570,276     0.7
165   Ceres Group Inc                   70381         555,186    -4.1

166   VantisLife Ins Co                 07021         535,587     7.5
167   Scottish Re (U.S.) Inc            08785         528,233    71.6
168   Columbian Finl Group              69961         504,080     0.8
169   Kanawha Ins Co                    06604         494,524     3.2
170   Greek Catholic Union of USA       09807         487,917    12.3

171   Catholic Life Ins                 08827         487,829    10.6
172   Alabama Reassur Co                09055         471,372     1.6
173   Catholic Order of Foresters       06191         460,712     5.8
174   Amer Republic Ins Co              06096         456,013    -2.2
175   Farmers and Traders Life Ins      06375         455,292     7.3

176   Ozark National Life Ins Co Mo     06877         435,187     8.1
177   Pacific Guardian Life Co Ltd      06883         420,517     3.9
178   Lincoln Heritage Life Ins Co      06694         420,210    16.9
179   Mutual Savings Life Ins Co        06753         417,272     0.5
180   Unity Mutual Life Ins Co          07196         412,952    -3.8

181   Amer Fidelity Life Ins Co         06055         409,243     2.1
182   Fidelity Security Group           69925         402,672    -2.1
183   Alderwoods Group Inc              70037         401,218    12.0
184   State Life Ins Co                 07082         379,602     4.6
185   Mutual Service Life Ins Co        06755         377,671    -0.2

186   Central States H & L Group        70363         351,986    10.8
187   Blue Cross & Blue Shield of Miss  70378         350,668     8.9
188   United Heritage Life Ins Co       06472         348,341    10.6
189   GuideOne Life Ins Co              06945         347,746     3.1
190   Employers Modern Life Co          06339         329,481    15.2

191   First Catholic Slovak Ladies      09869         329,128    12.4
192   State Mutual Ins Co               07085         324,081     2.6
193   Amer Medical Security Group Inc   70019         322,360     2.0
194   Funeral Directors Group           70016         321,633     6.5
195   Guaranty Income Life Ins Co       06504         318,717    32.5

196   Investors Heritage Life Ins Co    06580         312,687     7.2
197   WEA Ins Corp                      09506         307,731     7.9
198   Lifetime Healthcare Inc           70054         297,881    26.5
199   Guarantee Reserve Life Ins Co     06502         286,455     7.3
200   Farm Bureau Life Ins Co of Mo     06364         280,986     9.3

      Top 200 Writers                          $3,419,993,481     3.4
      Total Life Industry                      $3,438,081,299     3.3

Source: A.M. Best Co., as of June 4, 2003. For custom data, call (908)
439-2200, ext. 5383.