Activist, Ann Fulmer Joins Interthinx as Vice President of Industry Relations; Fulmer Brings a Decade of Mortgage Fraud Investigation Expertise.

CALABASAS, Calif. -- Interthinx(TM), a leading provider of comprehensive fraud prevention and decision support tools for the mortgage industry and a unit of ISO, has appointed Ann Fulmer as vice president of Industry Relations. Fulmer has an extensive history in investigating mortgage fraud, prompted when it invaded her neighborhood.

As VP of Industry Relations for Interthinx, Fulmer works with national and state mortgage industry associations, and regulatory and law enforcement agencies to increase awareness of mortgage fraud, reduce financial losses, and prevent damage to innocent neighborhoods. Fulmer will use industry input to develop best practices for detecting and deterring fraud and to enhance Interthinx's suite of fraud detection tools.

Fulmer is uniquely qualified to recognize mortgage fraud. In the mid-1990s, she noticed evidence of "property flipping" in her DeKalb County, Ga. neighborhood. Despite numerous complaints to local authorities, Fulmer received no assistance. Her frustration with the authorities' lack of assistance and her determination to protect her family and community led to the development of the Georgia Real Estate Fraud Prevention and Awareness Coalition, Inc. (GREFPAC). Fulmer is a co-founder and immediate past president of GREFPAC, a coalition of representatives from every segment of the real estate and lending industries, state regulators, local, state and federal law enforcement agencies and neighborhood victims. GREPAC's success identifying fraud rings and its assistance in criminal prosecutions has garnered national recognition and serves as a model for fighting mortgage fraud.

"Ann's experience in detecting mortgage fraud and her dedication to the industry is far more than I expected when looking for a new vice president of Industry Relations and partner to the Interthinx team," said Kevin Coop, president of Interthinx. "As a provider of mortgage fraud detection tools, we must always be ahead of the game because fraudsters are devious and highly intelligent, and they continue to devise new ways to defeat detection systems everyday. Interthinx is focused on creating the most innovative fraud detection products, as well as hiring the strongest candidates to lead our approach for mitigating mortgage fraud. Ann brings both creative ideas and personal industry skills that align with our company goals."

As a lawyer, Fulmer spent several years litigating insurance fraud cases. She has also served as an Assistant District Attorney prosecuting white collar crime, as a private detective specializing in mortgage fraud and as a civil litigator representing lenders in mortgage fraud cases. As a result of her previous positions, Fulmer has expertise in researching and analyzing fraudulent transactions, identifying fraudulent schemes and perpetrators, and in the preparation of evidence for prosecutions.

"Mortgage fraud can and does happen anywhere, from economically challenged urban areas to upscale gated suburban areas," said Fulmer. "No one deserves these problems and, having experienced this in my own backyard, I know the damage it inflicts on innocent homeowners. I have focused on elevating the discussion of mortgage fraud to a national level, and I look forward to being a part of the Interthinx team to continue these efforts. Interthinx has an unstoppable powerhouse of protection for lenders and neighborhoods, and the ability to positively impact the mortgage industry."

Fulmer is a graduate of The University of Akron and the University's School of Law. She also is a nationally recognized speaker who has illuminated the hidden costs of mortgage fraud to title insurers, mortgage bankers, brokers and servicers, realtors, appraisers, state and federal regulatory and law enforcement agencies, and community groups.

About Interthinx

With dual headquarters in Calabasas, Calif., and Weldon Spring, Mo., Interthinx is a leading provider of comprehensive fraud prevention and decision support tools enabling mortgage professionals to reduce risk, increase productivity/turnaround time, and maximize loan quality. Its products and services allow customers to interpret and validate loan application and third party data electronically, detect and manage fraud while reducing future risk and mitigating losses. Interthinx's origins have equipped its team of experts with a deep understanding of the industry and extensive experience in fraud prevention, for which they have developed sophisticated analysis methodologies.