Abu Dhabi Commercial Bank Selects Fair Isaac Debt Manager to Improve Collections and Recovery Process.

MINNEAPOLIS -- Fair Isaac Corporation (NYSE:FIC), the leading provider of analytics and decision technology, announced today that Abu Dhabi Commercial Bank, one of the largest banks in the United Arab Emirates, is implementing Fair Isaac's Debt Manager(TM) collections and recovery solution to support its retail banking receivables business.

As the industry-leading collections and recovery solution, Debt Manager integrates analytics, workflow management, and account and customer management capabilities to enable a more streamlined, profitable collections operation. The solution will help Abu Dhabi Commercial Bank fast-track the entire recovery process, reduce collections costs and optimize operational efficiency by increasing collector performance and productivity.

Debt Manager's sophisticated account segmentation and decisioning capabilities will allow the bank to prioritize and treat both collateral-backed and non collateral-backed consumer debt at the customer and account levels, and apply the right collections strategy to each account.

"The selection of Fair Isaac's Debt Manager supports our growth plans with highly flexible and dependable leading-edge technology," said Steve Dickens, chief operating officer at Abu Dhabi Commercial Bank. "This investment reflects our commitment to continual development using innovative, cost-efficient and customer-centric solutions that enhance risk management and secure significant return on investment."

"The agreement with Abu Dhabi Commercial Bank brings the most advanced collections and recovery technology into the dynamic lending environment of the UAE region," said Robert Duque-Ribeiro, vice president of International Sales at Fair Isaac. "Blending the expertise of the bank's collections management team with Debt Manager's powerful capabilities will help the bank stay ahead of the curve and advance the adoption of Fair Isaac's industry-leading collections solutions in the Middle East market."

Debt Manager is a highly configurable, flexible software application capable of managing millions of accounts with thousands of users operating at a single site or across multiple locations. It is designed to address all requirements in all phases of the debt lifecycle -- collections, recoveries, asset management, asset disposal, residual balance recovery, litigation and bankruptcy. Debt Manager also integrates with Fair Isaac's BridgeLink(TM) network and advanced analytics, making it the most sophisticated collections and recovery solution available on the market.

About Abu Dhabi Commercial Bank

Abu Dhabi Commercial Bank (ADCB) was formed in 1985 as a public shareholding company with limited liability; its paid-up share capital of AED1.5 billion (USD 410 million) is one of the largest in the UAE. The Government of Abu Dhabi through Abu Dhabi Investment Authority (ADIA) holds 65 percent of the paid-up capital, while the balance is held by UAE Institutions and Nationals. ADCB is among the top banks in the UAE, with assets as of AED 38.393 billion as of 31/12/2004 and net profit of AED 801 million in 2004. For more information, visit www.adcb.com.

About Fair Isaac

Fair Isaac Corporation (NYSE:FIC) is the preeminent provider of creative analytics that unlock value for people, businesses and industries. The company's predictive modeling, decision analysis, intelligence management, decision management systems and consulting services power billions of mission-critical customer decisions a year. Founded in 1956, Fair Isaac helps thousands of companies in over 60 countries acquire customers more efficiently, increase customer value, reduce fraud and credit losses, lower operating expenses and enter new markets more profitably. Most leading banks and credit card issuers rely on Fair Isaac solutions, as do insurers, retailers, telecommunications providers, healthcare organizations, and government agencies. Through the www.myfico.com Web site, consumers use the company's FICO(R) scores, the standard measure of credit risk, to manage their financial health. For more information, visit www.fairisaac.com.

Statements Regarding Forward-Looking Information

Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its Debt Manager product offering and the benefits to be derived from the offering, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforeseen technical difficulties related to the implementation, use and functionality of the offering, the risks that customers will not perceive material benefits from the offering, failure of the product to deliver the expected results, the possibility of errors or defects in the offering, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2004, and quarterly report on Form 10-Q for the period ended March 31, 2005. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

Fair Isaac, Debt Manager and FICO are trademarks or registered trademarks of Fair Isaac Corporation, in the United States and/or in other countries. Other product and company names herein may be trademarks of their respective owners.