ATM Express Joins NYCE; ATM Deployer Adds Over 5,000 Terminals To Network, Chooses NYCE Terminal Driving Services.

Business Editors

MONTVALE, N.J.--(BUSINESS WIRE)--March 3, 2003

NYCE Corporation, a leading U.S. electronic payments company, today announced that ATM Express, Inc., a Billings, Montana-based retail automated teller machine (ATM) deployer, has joined the NYCE Network.

ATM Express, which began deploying ATMs in 1999, added to the NYCE Network 5,024 ATMs that it operates throughout the United States. As with all independent deployers in the NYCE Network, ATM Express' network participation is sponsored by a participating financial institution. ATM Express is also relying on NYCE's EFT Processing Services division to drive its terminals.

"Since joining the NYCE Network, we have experienced a positive increase in approved transactions, which has helped improve our customer relationships and our bottom line," said Marty Ambuehl, president of ATM Express, Inc. "Prior to joining NYCE, we were missing out on thousands of additional transactions every month at our ATMs. Denied transactions mean 50% less interchange revenue and no surcharge revenue." Ambuehl also noted that being able to rely on NYCE for both Network and Processing services affords his organization additional efficiencies and streamlines its operation.

"ATM Express' decision to choose NYCE underscores the benefits we bring to independent ATM deployers, while also reinforcing the participation benefits that financial institutions receive," said Susan A. Zawodniak, vice president with NYCE and executive director of the NYCE Network. "By joining NYCE, independent ATM deployers have an opportunity for enhanced financial benefits through our competitive interchange rate, high transaction approval rates, and access to over 50 million participating NYCE cards. In addition, NYCE financial institutions benefit from the national footprint of many independent ATM deployer organizations, like ATM Express, that offer convenient cash access services in often non-traditional banking locations."

About NYCE

NYCE Corporation is at the forefront of electronic payments in the U.S., providing consumers with secure, real-time account access 100 million times each month. From standout customer service to superior levels of infrastructure reliability, NYCE leads the industry through its innovative spirit, dedication to quality and singular focus on real-time payment solutions. With First Data Corporation as its majority owner, NYCE is aligned with the world's leading electronic commerce and payment services company, creating unparalleled opportunities for new products and services.

NYCE Corporation operates the NYCE Network, providing 2,200 financial institutions, retailers and independent ATM deployers with shared network services for automated teller machines (ATMs), on-line debit point-of-sale (POS), point-of-banking services and emerging A2A applications. The company also provides electronic funds transfer (EFT) processing services including ATM driving and fully-automated monitoring services, on- and off-line debit card processing and card authorization solutions. NYCE Corporation is headquartered in Montvale, NJ, and can be found online at www.nyce.net.