ASI Launches MedSolutions(TM) Liability Insurance Product for Long-Term Care Facilities, Healthcare Groups.

ATLANTA -- American Safety Insurance Services, Inc. announces the launch of MedSolutions(TM), a new suite of insurance products that provide customized insurance plans for long-term care facilities and healthcare groups.

MedSolutions offers general and professional liability coverage for entities in the long-term care business, such as nursing homes, assisted and independent living facilities, as well as medical directors, allied health entities and physician groups. MedSolutions offers traditional liability coverage and unique solutions for healthcare risks that value the expertise of highly experienced underwriters or desire a creative program structure that can provide a long-term cost advantage over other products in the market. The policy structures are flexible and customized based on the risk's unique exposures.

The MedSolutions product can be structured in a variety of ways depending on the particular account's tolerance for risk, policy limit requirements and pricing sensitivity. The MedSolutions product offering goes above and beyond traditional market options by providing comprehensive, creative solutions for any risk. Possible solutions cover a broad spectrum of needs, from basic low-limit compliance coverage to meet state legal operating requirements, to sophisticated self-insurance programs or rent-a-captive structures that allow the insured to retain the underwriting profit on their account.

The typical MedSolutions client, with low to moderate risk tolerance can take advantage of our lower limits policies or traditional coverage options. Limit options begin at $100,000/$300,000, with a maximum of $1,000,000/$3,000,000 for traditional insurance policies. Both lower limits and traditional options offer flexible retentions or deductibles, available first-dollar coverage and payment plans.

For insureds with a higher risk tolerance who desire lower premiums in exchange for assuming more risk, ASI Healthcare offers high deductible/SIR plans or loss-sensitive swing plans. And for the insured with the ability to self-fund in exchange for broader coverage terms, flexible policy language, more control over claims handling and access to potential underwriting profit, ASI Healthcare offers fully- and partially-funded MedSolutions policies and segregated cell (rent-a-captive) accounts fronted by American Safety Indemnity Co., a carrier rated "A" by A.M. Best.

The ASI Healthcare staff has been underwriting nursing home risks since the formation of LTC Risk Management in 2001. At that time, coverage was either unavailable or priced too high for many insureds, prompting LTC to launch the Provider Alliance(TM) risk purchasing group program to satisfy the void in the market. As part of their customized insurance program, Provider Alliance members gained access to training programs and information for employees and staff to help mitigate losses. Provider Alliance was well received by the market despite the limitations of its purchasing group structure. LTC was recently acquired by American Safety, renamed ASI Healthcare, and is launching the new MedSolutions product with similar features and benefits, but with added enhancements, such as no shared aggregate exposure.

"MedSolutions is patterned after the successful Provider Alliance program, but with improvements that make it more attractive to insureds and brokers, competitive in the market and provides a solution for just about any risk," said Joseph D. Scollo, Jr., Executive Vice President and COO of American Safety. "As the population continues to age and has additional healthcare needs, the market will expand accordingly. MedSolutions insureds will still have access to the same knowledgeable, customer-service oriented staff and our comprehensive library of risk management resources, but will have individual policy limits unaffected by other insureds' losses and will reap the benefit of the financial strength and versatile corporate structure afforded by ASI."

Distribution is limited to a select network of agents nationwide. For additional information on the product, eligible classes, or to explore becoming a MedSolutions producer, please visit the group's website at www.amsafety-healthcare.com or contact the ASI Healthcare office at [phone]. For media inquiries or general information on American Safety, please contact [phone], please visit www.amsafety.com.

ABOUT ASI

American Safety Insurance Services, Inc. (ASI) offers innovative insurance solutions in the alternative insurance market for environmental remediation, contracting and other specialty risks underwritten by American Safety Casualty Insurance Company, American Safety Indemnity Company and American Safety Risk Retention Group, Inc., which, as a group, are rated "A" (Excellent) VIII by A.M. Best. ASI is a subsidiary of American Safety Insurance Holdings, Ltd., (NYSE:ASI), a Bermuda-based holding company.