APPRO Named Among Top Financial Technology Suppliers in 2005 FinTech 100.ATLANTA -- Equifax announced today that APPRO Systems, Inc., an Equifax company and the leading provider of automated credit risk management and financial technologies for the lending industry, has been spotlighted in American Banker's and Financial Insights' prestigious 2005 FinTech 100 listing. With more than 40,000 applicants in 2005, the FinTech 100 recognizes the top 100 vertical technology vendors worldwide that derive more than a third of their revenue from the financial technology industry. "We are honored that APPRO was recognized in the FinTech 100 for our technology leadership and innovation," said Steve Uffman, group executive, Enabling Technologies, Equifax. "This accolade illustrates our commitment to developing next-generation technologies and solutions to serve the credit evaluation needs of our valued customers." This marks the second year that American Banker American Banker is a daily newspaper covering the financial services industry. Founded in 1835 and based in New York, American Banker's 70 reporters and editors in six cities monitor developments and breaking news affecting banks. and Financial Insights have partnered to applaud financial technology leaders in the FinTech 100. Among the selection criteria are a company's primary business, key application solution or vertical industry, and 2004 total annual revenues. APPRO and other 2005 winners will be honored at this year's BAI n. 1. a language spoken in the Dali region of Yunnan. Noun 1. Bai - the Tibeto-Burman language spoken in the Dali region of Yunnan Baic Retail Delivery Conference November 15 - 18 in Orlando. Continued investment in new technologies has earned APPRO a strong reputation in the credit lending industry. More than 190 financial entities including banks, credit unions and personal and auto finance companies rely on APPRO Systems for their credit risk management and financial technologies. LoanCenter(TM), APPRO's signature product line, enables lenders of all sizes to automate the entire workflow of processing credit applications and originating loans. APPRO's LoanCenter is part of Equifax's Enabling Technologies Group, which helps businesses earn a higher return on their customers. Equifax application processing, loan origination The examples and perspective in this article or section may not represent a worldwide view of the subject. Please [ improve this article] or discuss the issue on the talk page. , credit risk and cross-sell solutions empower front-line employees to make better decisions. Working with Equifax Enabling Technologies, companies can gain more new, profitable customers and drive more business from their existing portfolios. About Equifax Inc. (www.equifax.com) Equifax Inc. (NYSE NYSE See: New York Stock Exchange : EFX EFX Effects (as in motion picture special effects; sometimes just FX) EFX Elite Force Xtreme (gaming) EFX Elliptical Fitness Crosstrainer EFX Expeditionary Force Experiment ) is a global leader in turning information into intelligence. For businesses, Equifax provides faster and easier ways to find, approve and market to the appropriate customers. For consumers, Equifax offers easier, instantaneous ways to buy products or services and better insight into and management of their personal credit. Equifax. Information that Empowers. About APPRO Systems, Inc. APPRO Systems Inc., acquired by Equifax Inc. in 2005, offers credit risk management solutions that are core elements of Equifax's suite of enabling technologies. With Equifax enabling technologies, businesses can manage the entire customer lifecycle, including account acquisition, profitability management, and risk management and leverage Equifax's vast data and analytic capabilities. APPRO supports more than 180 financial institutions, with customers of all types in the United States United States, officially United States of America, republic (2005 est. pop. 295,734,000), 3,539,227 sq mi (9,166,598 sq km), North America. The United States is the world's third largest country in population and the fourth largest country in area. , Canada, the Virgin Islands and Puerto Rico Puerto Rico (pwār`tō rē`kō), island (2005 est. pop. 3,917,000), 3,508 sq mi (9,086 sq km), West Indies, c.1,000 mi (1,610 km) SE of Miami, Fla. . For additional information about APPRO, visit the company's Web site at www.approsystems.com. Caution Concerning Forward-Looking Statements Statements in this press release that relate to Equifax's future plans, objectives, expectations, performance, events and the like may constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act The Private Securities Litigation Reform Act of 1995 (PSLRA) implemented several significant substantive changes affecting certain cases brought under the federal securities laws, including changes related to pleading, discovery, liability, class representation and awards fees and of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Future events, risks and uncertainties, individually or in the aggregate, could cause our actual results to differ materially from those expressed or implied in these forward-looking statements. Those factors include, but are not limited to, changes in worldwide and U.S. economic conditions that materially impact consumer spending Consumer demand or consumption is also known as personal consumption expenditure. It is the largest part of aggregate demand or effective demand at the macroeconomic level. and consumer debt, changes in demand for Equifax's products and services, our ability to develop new products and services, pricing and other competitive pressures, risks relating to relating to relate prep → concernant relating to relate prep → bezüglich +gen, mit Bezug auf +acc illegal third party efforts to access data, risks associated with the integration of acquisitions and other investments, changes in laws and regulations governing our business, including the cost of compliance with the Fair and Accurate Credit Transactions Act Under the Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub.L. 108-159) which was passed by the United States Congress on December 4 2003 as an amendment to the Fair Credit Reporting Act, consumers can request and obtain a free credit report and federal or state responses to identity theft concerns, and certain other factors discussed under the caption "Risk Factors" in the Management's Discussion and Analysis Management's discussion and analysis (MD&A) A report from management to shareholders that accompanies the firm's financial statements in the annual report. It explains the period's financial results and enables management to discuss topics that may not be apparent in the financial section of Equifax's Annual Report on Form 10-K Form 10-K A report required by the SEC from exchange-listed companies that provides for annual disclosure of certain financial information. Form 10-K See 10-K. for the year ended December 31, 2004, and in our other filings with the SEC. Equifax assumes no obligation to update any forward-looking statements to reflect events that occur or circumstances that exist after the date on which they were made. |
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