APPOINTMENTS OF NEW MEMBERS TO THE CONSUMER ADVISORY COUNCIL AND DESIGNATION OF A NEW CHAIR AND VICE CHAIR.The Federal Reserve Board named ten new members to its Consumer Advisory Council for three-year terms and designated a new Chair and Vice Chair of the Council for 2001. The council advises the Board on the exercise of its responsibilities under the Consumer Credit Protection Act The Consumer Credit Protection Act (15 U.S.C.A. § 1601 et seq. [1972]) is federal statute designed to protect borrowers of money by mandating complete disclosure of the terms and conditions of finance charges in transactions; by limiting the Garnishment of wages; and by regulating and on other matters in the area of consumer financial services The examples and perspective in this article or section may not represent a worldwide view of the subject. Please [ improve this article] or discuss the issue on the talk page. . The council meets three times a year in Washington, D.C. Lauren Anderson Lauren Anderson (born June 6, 1980 in Milwaukee, Wisconsin) is an American model who was chosen as Playboy's Playmate of the Month in July, 2002 and has appeared in numerous Playboy videos. was designated chair; her term runs through December 2001. Ms. Anderson is executive director for Neighborhood Housing Services of New Orleans New Orleans (ôr`lēənz –lənz, ôrlēnz`), city (2006 pop. 187,525), coextensive with Orleans parish, SE La., between the Mississippi River and Lake Pontchartrain, 107 mi (172 km) by water from the river mouth; founded , Inc. in New Orleans, Louisiana. Previously, she was a project manager for the Department of Housing and Economic Development for Jersey City, New Jersey, and a staff attorney for the American Civil Liberties Union American Civil Liberties Union (ACLU), nonpartisan organization devoted to the preservation and extension of the basic rights set forth in the U.S. Constitution. . Dorothy Broadman was designated vice chair; her term on the Council ends in December 2002. Ms. Broadman is senior vice president of Cal Fed Bank, FSB (FrontSide Bus) See system bus. FSB - front side bus , in San Francisco San Francisco (săn frănsĭs`kō), city (1990 pop. 723,959), coextensive with San Francisco co., W Calif., on the tip of a peninsula between the Pacific Ocean and San Francisco Bay, which are connected by the strait known as the Golden and is manager of the bank's Community Development Department. Previously, she held positions at Citibank and Wells Fargo Wells Fargo armored carriers of bullion. [Am. Hist.: Brewer Dictionary, 1147] See : Protectiveness Wells Fargo company that handled express service to western states; often robbed. [Am. Hist. . The ten new members are the following: Anthony S. Abbate Saddlebrook, N.J. Mr. Abbate is the president and chief executive officer of Interchange Bank. The bank has a diverse market and is currently involved in several affordable housing programs. He is a frequent speaker and author and has addressed staff motivation, the merger activity in the banking industry, and the importance of technology for small financial institutions. He has been active in community and banking organizations, including the Commerce and Industry Association, the Community Bankers Association of New Jersey, and the Independent Community Bankers of America and has received many awards and recognition for his years of community service. Manuel Casanova, Jr. Brownsville, Tex. Mr. Casanova, a certified public accountant Certified Public Accountant (CPA) An accountant who has met certain standards, including experience, age, and licensing, and passed exams in a particular state. , has been executive vice president and director of International Bank of Commerce-Brownsville for six years. He is responsible for the lending, international, and compliance departments. Previously, he worked as a bank examiner Noun 1. bank examiner - an examiner appointed to audit the accounts of banks in a given jurisdiction examiner, inspector - an investigator who observes carefully; "the examiner searched for clues" for the Office of the Comptroller of the Currency The Office of the Comptroller of the Currency (or OCC) was established by the National Currency Act of 1863 and serves to charter, regulate, and supervise all national banks and the federal branches and agencies of foreign banks in the United States. . He is active in community and professional organizations and serves on the boards of the Community Development Corporation and the Brownsville Local Development Council. He is secretary and past chairman of the Greater Brownsville MultiBank CDFI CDFI Community Development Financial Institutions and a regional vice chairman of the National Bankers Association. Constance K. Chamberlin Richmond, Va. Ms. Chamberlin is president and chief executive officer of Housing Opportunities Made Equal of Richmond, Inc. She was a founding member and served as president of the National Fair Housing Alliance. She serves on the Subcommittee on Increasing Minority Homeownership of the Virginia Housing Study Commission (an arm of the Virginia General Assembly The Virginia General Assembly is the legislative body of the Commonwealth of Virginia. Its existence dates from the establishment of the House of Burgesses at Jamestown in 1619. It became the General Assembly in 1776 with the ratification of the Virginia Constitution. ), and has been active in many other groups concerned with increasing access to housing, including the Virginia Homeownership Partnership Executive Committee and the Fair Housing Working Group of the U.S. Department of Housing and Urban Development. She is particularly knowledgeable about redlining Identifying text that has been changed in a word processing document by displaying it in a special color, for example. It allows the original author of the text or other users to see ongoing revisions. The term comes from manual editing where a red pen is used to mark up the pages. , fair lending, and homeowners' insurance issues. Earl Jarolimek Fargo, N.D. Since 1989, Mr. Jarolimek has been vice president and corporate compliance officer for Community First Bankshares. He is responsible for a comprehensive compliance program for all corporate affiliates. He has been active in the American Bankers Association The American Bankers Association (ABA) is comprised of banks and other financial institutions. It seeks to promote the strength and profitability of the banking industry by Lobbying federal and state governments, building industry consensus on key issues, and providing products and , having served as chair of the Compliance Executive Committee, has been a past member of the Institute of Certified Bankers Advisory Board for Compliance Certification, and is a current member of the Advisory Board for the ABA National Compliance Schools. He has provided testimony for the Federal Reserve Board and for the U.S. Department of Housing and Urban Development related to the Truth in Lending Act The Truth in Lending Act is contained in Title I of the Consumer Credit Protection Act (15 U.S.C.A. § 1601 et seq.). The CCPA is designed to assure that every customer who needs Consumer Credit is given meaningful information concerning the cost of such credit. and the Real Estate Settlement Procedures Act The Real Estate Settlement Procedures Act, (known as "RESPA"), was an Act passed by the United States Congress in 1974. It is codified at Title 12, Chapter 27 of the United States Code, 12 U.S.C. 2601-2617. . J. Patrick Liddy Cincinnati, Ohio Mr. Liddy is the vice president and director of compliance for Fifth Third Bancorp. Mr. Liddy is responsible for bank and trust compliance for the Ohio, Kentucky, Indiana, and Florida banks and for the Arizona thrift. He reconciles bank practices with numerous federal and differing state laws and regulations. Other areas of focus for Mr. Liddy are compliance training, consumer issues, and regulatory simplification. He is active in community organizations, such as the Cincinnati Area United Way and the Fine Arts Fund of Cincinnati. Oscar Marquis Park Ridge, Ill. Mr. Marquis is counsel for the Privacy and Data Protection Group of the Hunton and Williams Law Firm. Previously, Mr. Marquis was vice president and general counsel of Trans Union for more than fifteen years. He was responsible for all legal, government, and public affairs matters. He directed and managed all functions of the Law Division and was involved in all major company strategic and business decisions and business initiatives. Mr. Marquis is an expert in privacy, credit, and credit-reporting legislation and regulations. He has provided testimony before House and Senate committees and has represented the company on radio and television programs, including Nightline. He also speaks frequently to industry and consumer groups. Nancy Pierce Kansas City, Mo. Ms. Pierce is the president and chief executive officer of the Mazuma ma·zu·ma n. Slang Money; cash. [Yiddish mazume, mezumen, cash, from Medieval Hebrew m Credit Union. She is knowledgeable about community reinvestment, consumer protection regulations, and financial services. She has served as chair and member of the board of the Missouri Credit Union League A credit union league (League) is a United States state-level trade association for credit unions, which are non-profit financial cooperatives. Credit union leagues hold a primary interest in the Credit Union National Association (CUNA). and as chairman of the board of the Credit Union National Association. Ms. Pierce has worked with the Kansas City Neighborhood Alliance, the Concerned Clergy Coalition, and others to promote and support financial literacy and greater access to credit for low- to moderate-income borrowers. This year she received the Credit Union's Herb Wegner Award for Individual Achievement. Ronald A. Reiter San Francisco, Calif. Mr. Reiter is a supervising deputy attorney general in the California Department of Justice's Consumer Law Section. He is knowledgeable about federal and California consumer credit and protection legislation and regulations. He has drafted legislation protecting consumers, has litigated consumer protection cases, and has been a leader in developing procedures for defending foreclosure actions in California. Mr. Reiter has served as a member and chair of the State Bar of California's Consumer Advocacy and Consumer Financial Services Committees. Elizabeth Renuart Boston, Mass. Since 1996, Ms. Renuart has been staff attorney for the National Consumer Law Center. She represents the interests of low-income consumers at trial, in the appeals courts, and before Congress. She has also authored reports and articles on consumer credit and has taught consumer law to legal services legal services n. the work performed by a lawyer for a client. and private consumer attorneys. Based on her knowledge and understanding of credit laws and policies, Ms. Renuart is considered an expert in consumer-credit litigation An action brought in court to enforce a particular right. The act or process of bringing a lawsuit in and of itself; a judicial contest; any dispute. When a person begins a civil lawsuit, the person enters into a process called litigation. . She has worked for legal service organizations since 1977. Frank Torres, Jr. Washington, D.C. Mr. Torres is the legislative counsel in the Washington, D.C., office of Consumers Union. He is responsible for advocating for consumers before congressional agencies and the Federal Reserve Board on issues related to financial services. Mr. Torres's areas of expertise include access to financial services, privacy, subprime lending, electronic commerce, consumer credit, and mortgage lending policy. Previously, he served as the director of the Governor of Guam's Washington Liaison Office. Council members whose terms continue through 2001 are the following: Malcolm M. Bush President The Woodstock Institute Chicago, Illinois Mary Ellen Domeier President State Bank & Trust Company of New Ulm New Ulm, Minnesota John C. Gamboa Executive Director The Greenlining Institute San Francisco, California Willie Jones Deputy Director The Community Builders, Inc. Boston, Massachusetts Anne S. Li Executive Director New Jersey Community Loan Fund Trenton, New Jersey Marta Ramos Vice President & CRA Officer Banco Popular de Puerto Rico San Juan, Puerto Rico Gary S. Washington Senior Vice President ABN AMRO Chicago, Illinois Robert L. Wynn II Financial Education Officer Department of Financial Institutions Madison, Wisconsin Council members whose terms continue through 2002 are the following: Teresa Bryce General Counsel Nexstar Financial Corporation St. Louis, Missouri Robert Cheadle Chief Executive Officer Indian Territory Development Ada, Oklahoma Lester Wm. Firstenberger Deputy General Counsel American General Finance Evansville, Indiana M. Dean Keyes Senior Vice President Firstar St. Louis, Missouri Jeremy Nowak Chief Executive Officer The Reinvestment Fund Philadelphia, Pennsylvania Russell Schrader Senior Vice President and Assistant General Counsel Visa U.S.A. San Francisco, California |
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