APPLICATIONS APPROVED UNDER BANK MERGER ACT.

APPLICATIONS APPROVED UNDER BANK MERGER ACT

By Federal Reserve Banks

Recent applications have been approved by the Federal Reserve Banks as
listed below. Copies are available upon request to the Reserve Banks.

                                       Reserve
Applicant(s)       Bank(s)             Bank          Effective Date

Bank of Chelsea,   Bank of Commerce,   Kansas City   November 2, 2000
  Chelsea,           Catoosa,
  Oklahoma           Oklahoma
Chemical Bank      Chemical Bank       Chicago       November 17, 2000
  and Trust          Bay Area,
  Company,           Bay City,
  Midland,           Michigan
  Michigan         Chemical Bank
                     Michigan,
                     Clare, Michigan
                   Chemical Bank
                     Key State,
                     Owosso,
                     Michigan
                   Chemical Bank
                     Thumb Area,
                     Caro, Michigan
Colonial Bank,     First Security      Atlanta       November 17, 2000
  Montgomery,        Bank of Nevada,
  Alabama            Las Vegas,
                     Nevada
Farmers &          First Union         Richmond      October 27, 2000
  Merchants          National Bank,
  Bank,              Charlotte,
  Timberville,       North Carolina
  Virginia
Fifth Third        AmeriBank,          Cleveland     November 10, 2000
  Bank, Indiana,     Holland,
  St. Joseph,        Michigan
  Michigan
Fifth Third        Fifth Third Bank,   Cleveland     November 21, 2000
  Bank,              Central Ohio,
  Western Ohio,      Columbus, Ohio
  Dayton, Ohio
Greenwood Bank &   Clemson Bank &      Richmond      November 3, 2000
  Trust,             Trust,
  Greenwood,         Clemson,
  South Carolina     South Carolina
                   Community Bank &
                     Trust,
                     Barnwell,
                     South Carolina
                   TheBank,
                     Belton,
                     South Carolina
                   Mid State Bank,
                     Newberry,
                     South Carolina
M&I Marshall &     M&I Bank of         Chicago       November 8, 2000
  Ilsley Bank,       Racine,
  Milwaukee,         Racine,
  Wisconsin          Wisconsin
                   M&I Bank of
                     Burlington,
                     Burlington,
                     Wisconsin
                   M&I Lake Country
                     Bank,
                     Hartland,
                     Wisconsin
                   M&I First
                     National Bank,
                     West Bend,
                     Wisconsin
                   M&I Bank of
                     Menomonee
                     Falls,
                     Menomonee
                     Falls,
                     Wisconsin
                   M&I Northern
                     Bank,
                     Brookfield,
                     Wisconsin
The Provident      Provident Bank of   Cleveland     October 30, 2000
  Bank,              Florida,
  Cincinnati,        Sarasota,
  Ohio               Florida
Rockingham         Marathon Merger     Richmond      November 3, 2000
  Heritage Bank,     Bank,
  Harrisonburg,      Winchester,
  Virginia           Virginia
SouthTrust Bank,   First Bank,         Atlanta       November 17, 2000
  Birmingham,        Birmingham,
  Alabama            Alabama