APPLICATIONS APPROVED UNDER BANK MERGER ACT.

By Federal Reserve Banks

Recent applications have been approved by the Federal Reserve Banks as listed below. Copies are available upon request to the Reserve Banks.

Applicant(s)                         Bank(s)

Anadarko Bank and Trust Company,     Anadarko Branch of BancFirst,
  Anadarko, Oklahoma                   Oklahoma City, Oklahoma
First American Bank and Trust Co.,   First American Bank,
  Purcell, Oklahoma                    Maysville, Oklahoma
First State Bank,                    Farmers State Bank,
  Brunsville, Iowa                     Merrill, Iowa
Mobile County Bank,                  Union Planters Bank, N.A.,
  Grand Bay, Alabama                   Mobile, Alabama
People First Bank,                   First State Bank,
  Hennessey, Oklahoma                  Hobart, Oklahoma
Southern California Bank,            Pacific National Bank,
  Newport Beach, California            Newport Beach, California
Union Bank & Trust Company,          King George State Bank,
  Bowling Green, Virginia              King George, Virginia
U.S. Bank,                           First Western Bank, N.A.,
  Johnstown, Pennsylvania              New Castle, Pennsylvania

Applicant(s)                         Reserve Bank

Anadarko Bank and Trust Company,     Kansas City
  Anadarko, Oklahoma
First American Bank and Trust Co.,   Kansas City
  Purcell, Oklahoma
First State Bank,                    Chicago
  Brunsville, Iowa
Mobile County Bank,                  Atlanta
  Grand Bay, Alabama
People First Bank,                   Kansas City
  Hennessey, Oklahoma
Southern California Bank,            San Francisco
  Newport Beach, California
Union Bank & Trust Company,          Richmond
  Bowling Green, Virginia
U.S. Bank,                           Philadelphia
  Johnstown, Pennsylvania

Applicant(s)                         Effective Date

Anadarko Bank and Trust Company,     January 12, 1999
  Anadarko, Oklahoma
First American Bank and Trust Co.,   January 21, 1999
  Purcell, Oklahoma
First State Bank,                    January 8, 1999
  Brunsville, Iowa
Mobile County Bank,                  January 22, 1999
  Grand Bay, Alabama
People First Bank,                   January 4, 1999
  Hennessey, Oklahoma
Southern California Bank,            December 30, 1998
  Newport Beach, California
Union Bank & Trust Company,          January 28, 1999
  Bowling Green, Virginia
U.S. Bank,                           December 24, 1998
  Johnstown, Pennsylvania