APPLICATIONS APPROVED UNDER BANK MERGER ACT.

APPLICATIONS APPROVED UNDER BANK MERGER ACT
By Federal Reserve Banks

Recent applications have been approved by the Federal Reserve Banks
as listed below. Copies are available upon request to the Reserve
Banks.

Applicant(s)                  Bank(s)

Investors Fiduciary Trust     State Street Bank and Trust Company,
  Company, Kansas City,         Boston, Massachusetts
  Missouri                    State Street Corporation,
                                Boston, Massachusetts
Manufacturers and Traders     Premier National Bank, N.A.,
  Trust Company,                Lagrangeville, New York
  Buffalo, New York
M&I Marshall & Ilsley Bank,   M&I Lakeview Bank,
  Milwaukee, Wisconsin          Sheboygan, Wisconsin
The Patapsco Bank,            Northfield Federal Savings Bank,
  Dundalk, Maryland             Baltimore, Maryland
Pinnacle Bank,                Pinnacle Bank,
  Papillion, Nebraska           Schuyler, Nebraska
Pinnacle Bank,
  Aurora, Nebraska
Pinnacle Bank,
  Lexington, Nebraska
Union Trust Company,          The Waldoboro Bank, F.S.B.,
  Ellsworth, Maine              Waldoboro, Maine
The State Bank,               Commercial Federal Bank,
  Ute, Iowa                     Omaha, Nebraska

Applicant(s)                  Reserve Bank   Effective Date

Investors Fiduciary Trust     Boston         September 12, 2000
  Company, Kansas City,
  Missouri
Manufacturers and Traders     New York       September 8, 2000
  Trust Company,
  Buffalo, New York
M&I Marshall & Ilsley Bank,   Chicago        September 8, 2000
  Milwaukee, Wisconsin
The Patapsco Bank,            Richmond       August 28, 2000
  Dundalk, Maryland
Pinnacle Bank,                Kansas City    August 30, 2000
  Papillion, Nebraska
Pinnacle Bank,
  Aurora, Nebraska
Pinnacle Bank,
  Lexington, Nebraska
Union Trust Company,          Boston         August 24, 2000
  Ellsworth, Maine
The State Bank,               Chicago        August 23, 2000
  Ute, Iowa