APPLICATIONS APPROVED UNDER BANK MERGER ACT.

APPLICATIONS APPROVED UNDER BANK MERGER ACT

By Federal Reserve Banks

Recent applications have been approved by the Federal Reserve Banks as
listed below. Copies are available upon request to the Reserve Banks.

Applicant(s)      Bank(s)             Reserve   Effective
                                       Bank       Date

Security State    Security State      Chicago   February 20, 2001
  Bank, New         Bank, Calmar,
  Hampton, Iowa     Iowa
South Trust       Bayshore National   Atlanta   February 2, 2001
  Bank,             Bank, La Porte,
  Birmingham,       Texas
  Alabama