APPLICATIONS APPROVED UNDER BANK MERGER ACT.

APPLICATIONS APPROVED UNDER BANK MERGER ACT

By the Secretary of the Board

Recent applications have approved by the Secretary of the Board as
listed below. Copies are available upon request to the Freedom of
Information Office, Office of the Secretary, Board of Governors of the
Federal Reserve System, Washington, D.C. 20551.

Applicant(s)                Bank(s)                   Effective Date

The Chase Manhattan Bank,   Morgan Guaranty Trust     December 11, 2000
  New York, New York          Company of New York,
                              New York, New York
Compass Bank,               FirsTier Bank,            December 13, 2000
  Birmingham, Alabama         Northglenn, Colorado
                            Firstate Bank,
                              Kimball, Nebraska

By Federal Reserve Banks

Recent applications have been approved by the Federal Reserve Banks as
listed below. Copies are available upon request to the Reserve Banks.

                                        Reserve
Applicant(s)        Bank(s)             Bank          Effective Date

Adams Bank &        Bank of             Kansas City   November 29, 2000
  Trust,              Colorado-
  Ogallala,           Western Slope,
  Nebraska            Grand Junction,
                      Colorado
Bank of Colorado,   Bank of             Kansas City   November 28, 2000
  Fort Lupton,        Colorado-
  Colorado            Western Slope,
                      Grand Junction,
                      Colorado
Bank of Pontiac,    Odell State Bank,   Chicago       December 27, 2000
  Pontiac,            Odell, Illinois
  Illinois
Bank of Tazewell    First Union         Richmond      December 21, 2000
  County,             National Bank,
  Tazewell,           Charlotte,
  Virginia            North Carolina
Bank of             Bank of Lenawee,    Chicago       December 11, 2000
  Washtenaw,          Adrian,
  Saline,             Michigan
  Wisconsin
Capital City        First National      Atlanta       December 11, 2000
  Bank,               Bank of West
  Tallahassee,        Point,
  Florida             West Point,
                      Georgia
Capital City        First Union         Atlanta       December 1, 2000
  Bank,               National Bank,
  Tallahassee,        Charlotte,
  Florida             North Carolina
Centennial Bank     Farmers Bank,       Kansas City   December 5, 2000
  of the West,        Ault, Colorado
  Eaton, Colorado
F&M Bank-           Community Bank of   Richmond      December 20, 2000
  Maryland, Inc.,     Maryland,
  Bethesda,           Bowie, Maryland
  Maryland
Friendship          FCB Interim Bank,   Atlanta       December 8, 2000
  Community Bank,     Ocala, Florida
  Ocala, Florida
Harris Trust Bank   Century Bank,       Chicago       November 27, 2000
  of Arizona,         Scottsdale,
  Scottsdale,         Arizona
  Arizona
PNB Financial       City National       Dallas        December 11, 2000
  Bank,               Bank,
  Lubbock, Texas      Austin, Texas
Sylvan State        Centerville State   Kansas City   December 11, 2000
  Bank,               Bank,
  Sylvan Grove,       Centerville,
  Kansas              Kansas
                    Kendall State
                      Bank,
                      Valley Falls,
                      Kansas