APPLICATIONS APPROVED UNDER BANK MERGER ACT.

By Federal Reserve Banks

Recent applications have been approved by the Federal Reserve Banks as listed below. Copies are available upon request to the Reserve Banks.

Applicant(s)                      Bank(s)

AmTrade International Bank of     AmTrade International Bank of
  Georgia,                          Florida, Miami, Florida
  Atlanta, Georgia

Columbia Bank,                    Southern Exchange Bank,
  Tampa, Florida                    Tampa, Florida

F&M Bank-Northeast,               F&M Merger Corporation,
  Pulaski, Wisconsin                Kaukauna, Wisconsin
                                  F&M Bank-Grant County,
                                    Fennimore, Wisconsin
                                  F&M Bank-Lakeland,
                                    Woodruff, Wisconsin
                                  F&M Bank-Central,
                                    Stevens Point, Wisconsin
                                  F&M Bank-Superior,
                                    Superior, Wisconsin
                                  F&M Bank Landmark,
                                    Hudson, Wisconsin
                                  F&M Bank-Kiel,
                                    Kiel, Wisconsin
                                  F&M Bank-East Troy,
                                    East Troy, Wisconsin
                                  F&M Bank-Prairie du Chien,
                                    Prairie du Chien, Wisconsin
                                  F&M Bank-Winnebago County,
                                    Omro, Wisconsin
                                  F&M Bank-Jefferson,
                                    Jefferson, Wisconsin
                                  F&M Bank-Elkhorn,
                                    Elkhorn, Wisconsin

F&M Bank-Kaukuana,                F&M Bancorporation, Inc.,
  Kaukauna, Wisconsin               Kaukauna, Wisconsin
                                  F&M Bank-Hilbert,
                                    Hilbert, Wisconsin
                                  F&M Bank-Appleton,
                                    Appleton, Wisconsin
                                  F&M Bank-Algoma,
                                    Algoma, Wisconsin
                                  F&M Bank-New London,
                                    New London, Wisconsin
                                  F&M Bank-Darlington,
                                    Darlington, Wisconsin
                                  F&M Bank-Waushara County,
                                    Wautoma, Wisconsin
                                  F&M Bank-Brodhead,
                                    Brodhead, Wisconsin

F&M Bank-Northeast,               F&M Bank-Kaukauna,
  Pulaski, Wisconsin                Kaukauna, Wisconsin

Gold Bank,                        Gold Banc Corporation,
  Leawood, Kansas                   Leawood, Kansas

Grant County Bank,                First Capital Bank,
  Medford, Oklahoma                 Guthrie, Oklahoma

Midwest Bank of Western           Associated Bank Illinois, NA,
  Illinois, Monmouth, Illinois      Rockford, Illinois

Potomac Valley Bank,              Potomac Interim Bank, Inc.,
  Petersburg, West Virginia         Petersburg, West Virginia

Wesbanco Bank Wheeling,           Wesbanco Bank Charleston, Inc.,
  Wheeling, West Virginia           Charleston, West Virginia
                                  Wesbanco Bank Fairmont, Inc.,
                                    Fairmont, West Virginia
                                  Wesbanco Bank Parkersburg, Inc.,
                                    Parkersburg, West Virginia

Applicant(s)                     Reserve Bank   Effective Date

AmTrade International Bank of    Atlanta        November 29, 1999
  Georgia,

  Atlanta, Georgia
Columbia Bank,                   Atlanta        December 8, 1999
  Tampa, Florida

F&M Bank-Northeast,              Chicago        December 2, 1999
  Pulaski, Wisconsin

F&M Bank-Kaukuana,               Chicago        December 2, 1999
  Kaukauna, Wisconsin

F&M Bank-Northeast,              Chicago        December 2, 1999
  Pulaski, Wisconsin

Gold Bank,                       Kansas City    December 22, 1999
  Leawood, Kansas

Grant County Bank,               Kansas City    December 22, 1999
  Medford, Oklahoma

Midwest Bank of Western          Chicago        December 3, 1999
  Illinois, Monmouth, Illinois

Potomac Valley Bank,             Richmond       November 26, 1999
  Petersburg, West Virginia

Wesbanco Bank Wheeling,          Cleveland      December 7, 1999
  Wheeling, West Virginia