APPLICATIONS APPROVED UNDER BANK MERGER ACT: By Federal Reserve Banks.

APPLICATIONS APPROVED UNDER BANK MERGER ACT

By Federal Reserve Banks

Recent applications have been approved by the Federal Reserve Banks as
listed below. Copies are available upon request to the Reserve Banks.

Applicant(s)                  Bank(s)

M&I Marshall & Ilsley Bank,   M&I Central State Bank,
  Milwaukee, Wisconsin          Oshkosh, Wisconsin
                              M&I Bank of Shawano,
                                Shawano, Wisconsin
                              M&I Bank Fox Valley,
                                Appleton, Wisconsin
                              M&I Bank Northeast,
                                Green Bay, Wisconsin
                              M&I Citizens American Bank,
                                Merrill, Wisconsin
                              M&I Central Bank & Trust,
                                Marshfield, Wisconsin
                              M&I Bank of Eagle River,
                                Eagle River, Wisconsin
                              M&I Merchants Bank,
                                Rhinelander, Wisconsin
                              M&I First American Bank,
                                Wausau, Wisconsin
                              M&I Bank,
                                Ashland, Wisconsin
                              M&I Bank,
                                Superior, Wisconsin
                              M&I Mid State Bank,
                                Stevens Point, Wisconsin
SouthTrust Bank,              Independent National Bank,
  Birmingham, Alabama           Irving, Texas
SouthTrust Bank,              First Union National Bank,
  Birmingham, Alabama           Charlotte, North Carolina

Applicant(s)                  Reserve Bank   Effective Date

M&I Marshall & Ilsley Bank,   Chicago        January 11, 2001
  Milwaukee, Wisconsin
                              Chicago        January 10, 2001

SouthTrust Bank,              Atlanta        January 25, 2001
  Birmingham, Alabama
SouthTrust Bank,              Atlanta        January 19, 2001
  Birmingham, Alabama