APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT.

APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT By the Secretary of the Board

Recent applications have been approved by the Secretary of the Board as listed below. Copies are available upon request to the Freedom of Information Office, Office of the Secretary, Board of Governors of the Federal Reserve System, Washington, D.C. 20551.

Sections 3 and 4

Applicant(s)            Bank(s)                     Effective Date

Old National Bancorp,   ANB Corporation,            January 27, 2000
  Evansville, Indiana     Muncie, Indiana
                        American National Bank
                          and Trust Company,
                          Muncie, Indiana
                        Peoples Loan and Trust
                          Banks, Winchester,
                          Indiana
                        Farmers State Bank of
                          Union City, Union
                          City, Ohio
                        American National Trust
                          and Investment
                          Management Company,
                          Muncie, Indiana