APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT.

By the Secretary of the Board

Recent applications have been approved by the Secretary of the Board as listed below. Copies are available upon request to the Freedom of Information Office, Office of the Secretary, Board of Governors of the Federal Reserve System, Washington, D.C. 20551.

Section 3

Applicant(s)                        Bank(s)

Centura Banks, Inc.,                Scotland Bancorp, Inc.,
  Rocky Mount, North Carolina         Laurinburg, North Carolina
                                    Scotland Savings Bank, SSB,
                                      Laurinburg, North Carolina
Wells Fargo & Company,              Franklin Bancshares, Inc.,
  San Francisco, California           Franklin, Texas
                                    The First National Bank of
                                      Franklin, Franklin, Texas

Applicant(s)                        Effective Date

Centura Banks, Inc.,                November 5, 1998
  Rocky Mount, North Carolina
Wells Fargo & Company,              November 5, 1998
  San Francisco, California

Section 4

Applicant(s)                        Bank(s)

State Street Corporation,           ADP Financial Information
  Boston, Massachusetts               Services, Inc., Jersey City,
                                      New Jersey
Bridge Information Systems, Inc.,   Wilco International Limited,
  St. Louis, Missouri                 London, England
United Bancorporation,              Information Network Services,
  Billings, Montana                   Inc., Billings, Montana

Applicant(s)                        Effective Date

State Street Corporation,           November 6, 1998
  Boston, Massachusetts
Bridge Information Systems, Inc.,
  St. Louis, Missouri
United Bancorporation,              November 16, 1998
  Billings, Montana

By Federal Banks

Recent applications have been approved by the Reserve Banks as listed below. Copies are available upon request to the Reserve Banks.

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