APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT: By the Secretary of the Board.

APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT

By the Secretary of the Board

Recent applications have been approved by the Secretary of the Board
as listed below. Copies are available upon request to the Freedom of
Information Office, Office of the Secretary, Board of Governors of the
Federal Reserve System, Washington, D.C. 20551.

Section 3

Applicant(s)               Bank(s)                       Effective Date

Southern Development       Delta Bank and Trust,         June 7, 2001
  Bancorporation, Inc.,      Drew, Mississippi
  Arkadelphia, Arkansas

Section 4

Applicant(s)               Nonbanking Activity/Company   Effective Date

Northern Trust             Gateway Solutions, LLC,       June 4, 2001
  Corporation,             Chicago, Illinois
  Chicago, Illinois