APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT: By the Secretary of the Board.

APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT

By the Secretary of the Board

Recent applications have been approved by the Secretary of the Board
as listed below. Copies are available upon request to the Freedom of
Information Office, Office of the Secretary, Board of Governors of
the Federal Reserve System, Washington, D.C. 20551.

Section 3

Applicant(s)                   Banks                Effective Date

Pinnacle Financial             Pinnacle National    October 12, 2000
  Partners, Inc., Nashville,   Bank, Nashville,
  Tennessee                    Tennessee