APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT: By the Secretary of the Board.

APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT

By the Secretary of the Board

Recent applications have been approved by the Secretary of the Board
as listed below. Copies are available upon request to the Freedom
of Information Office, Office of the Secretary, Board of Governors
of the Federal Reserve System, Washington, D.C. 20551.

Section 3

Applicant(s)               Bank(s)                      Effective Date

Old Kent Financial         Grand Premier Financial,     March 6, 2000
  Corporation,               Inc.,
  Grand Rapids, Michigan     Wauconda, Illinois
                           Grand National Bank,
                             Wauconda, Illinois

Section 4
Applicant(s)               Bank(s)                      Effective Date

Centura Banks, Inc.,       NCS Mortgage Services, LLC,  March 24, 2000
  Rocky Mount, North         Norcross, Georgia
  Carolina                 National Consumer Services,
                             II, LLC,
                             Norcross, Georgia

First Security             Bank Network Securities,     March 15, 2000
  Corporation,               Chicago, Illinois
  Salt Lake City, Utah
Star Systems, Inc.,
  Maitland, Florida