APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT: By the Secretary of the Board.

APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT

By the Secretary of the Board

Recent applications have been approved by the Secretary of the Board as
listed below. Copies are available upon request to the Freedom of
Information Office, Office of the Secretary, Board of Governors of the
Federal Reserve System, Washington, D.C. 20551.

Section 4

Applicant(s)             Bank(s)                     Effective Date

Zions Bancorporation,    To engage in activities     November 28, 2000
  Salt Lake City, Utah     that are financial in
                           nature or incidental to
                           a financial activity