APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT: By Federal Reserve Banks.

APPLICATIONS APPROVED UNDER BANK HOLDING COMPANY ACT

By Federal Reserve Banks

Recent applications have been approved by the Federal Reserve Banks
as listed below. Copies are available upon request to the Reserve
Banks.

Section 3

Applicant(s)      Bank(s)             Reserve Bank    Effective Date

American          The Newburg         Chicago         February 16, 2001
  Bancor            Corporation,
  -poration,        Saint Ansgar,
  Cedar Falls,      Iowa
  Iowa            Cedar Valley
                    State Bank,
                    Saint Ansgar,
                    Iowa
American          American            Kansas City     January 31, 2001
  National          National Bank,
  Corporation,      Lincoln,
  Omaha,            Nebraska
  Nebraska

Century           GrandBanc, Inc.,    Richmond        January 29, 2001
  Bancshares,       Rockville,
  Inc.,             Maryland
  Washington,
  D.C.
Colorado          First Capital       Kansas City     January 31, 2001
  Business          Bank of
  Bankshares,       Arizona,
  Inc.,             Phoenix,
  Denver,           Arizona
  Colorado
Comanche          Comanche            Dallas          January 4, 2001
  National          National Bank,
  Corporation,      Comanche,
  Commanche,        Texas
  Texas
Comanche
  National
  Corporation
  of Delaware,
  Wilmington,
  Delaware
CreditAmerica     CreditAmerica       Minneapolis     February 5, 2001
  Holding           Savings
  Company,          Company,
  Brainerd,         Brainerd,
  Minnesota         Minnesota
                  American
                    National Bank
                    of Minnesota,
                    Brainerd,
                    Minnesota
First Bancorp,    Century Bancorp,    Richmond        February 16, 2001
  Troy,             Inc.,
  North             Thomasville,
  Carolina          North Carolina
                  Home Savings,
                    Inc., SSB,
                    Thomasville,
                    North Carolina
First BancTrust   First Bank &        Chicago         February 16, 2001
  Corporation,      Trust, S.B.,
  Paris,            Paris,
  Illinois          Illinois
First Capital     Community Bank      Chicago         February 8, 2001
  Bankshares,       of Lemont,
  Inc.,             Lemont,
  Peoria,           Illinois
  Illinois
Firstrust         Metro Bank,         Atlanta         February 13, 2001
  Corporation,      Kenner,
  New Orleans,      Louisiana
  Louisiana
Frandsen          Oslo                Minneapolis     February 6, 2001
  Financial         Bancorporation,
  Corporation,      Inc.,
  Forest Lake,      Oslo, Minnesota
  Minnesota       Valley State Bank
                    of Oslo,
                    Oslo, Minnesota
Midwest           The Egyptian        St. Louis       February 6, 2001
  Community         State Bank,
  Bancshares,       Carrier Mills,
  Inc.,             Illinois
  Marion,
  Illinois
MountainBank      MountainBank,       Richmond        February 15, 2001
  Financial         Hendersonville,
  Corporation,      North Carolina
  Henderson-
  ville,
  North
  Carolina
Palm Beach        Park National       Cleveland       February 8, 2001
  National          Corporation,
  Holding           Newark, Ohio
  Company         Security Banc
  Palm Beach        Corporation,
  Bank,             Springfield,
  Florida           Ohio
Republic          Republic Bank &     St. Louis       February 1, 2001
  Bancorp,          Trust Company
  Inc.,             of Indiana,
  Louisville,       Clarksville,
  Kentucky          Indiana
Savings           Savings Bank,       Cleveland       January 24, 2001
  Bancorp,          Circleville,
  Inc.,             Ohio
  Circleville,
  Ohio
Security          Security National   St. Louis       February 2, 2001
  Bancshares,       Bank,
  Inc.,             Witt, Illinois
  Witt,
  Illinois
Sierra Bancorp,   Bank of the         San Francisco   February 2, 2001
  Porterville,      Sierra,
  California        Porterville,
                    California
Summit Bank       Global Commerce     Atlanta         February 8, 2001
  Corporation,      Bank,
  Atlanta,          Doraville,
  Georgia           Georgia
Thumb National    Thumb Bancorp,      Chicago         February 1, 2001
  Bank & Trust      Inc.,
  Company           Pigeon,
  Employee          Michigan
  Stock           Thumb National
  Ownership         Bank and Trust
  Plan and          Company,
  Trust,            Pigeon,
  Pigeon,           Michigan
  Michigan
Urban Financial   The Community's     New York        February 8, 2001
  Group, Inc.,      Bank,
  Bridgeport,       Bridgeport,
  Connecticut       Connecticut
Viking            K.B.J.              Kansas City     January 31, 2001
  Corporation,      Enterprises,
  Omaha,            Inc.,
  Nebraska          Omaha, Nebraska
Waukomis          Covington First     Kansas City     February 1, 2001
  Bancshares,       State
  Inc.,             Bancshares,
  Yukon,            Inc.,
  Oklahoma          Covington,
                    Oklahoma
                  First State Bank,
                    Covington,
                    Oklahoma

Section 4

Applicant(s)      Nonbanking          Reserve Bank    Effective Date
                  Activity/Company

Boston Private    E.R. Taylor         Boston          February 14, 2001
  Financial         Investments,
  Holdings,         Inc.,
  Inc.,             Concord,
  Boston,           New Hampshire
  Massachusetts
Glacier           COAD Limited        Minneapolis     February 16, 2001
  Bancorp,          Partnership #2,
  Inc.,             Missoula,
  Kalispell         Montana
  Montana         COAD Limited
                    Partnership #3,
                    Missoula,
                    Montana
Highlands         Highlands           Richmond        February 1, 2001
  Bankshares,       Bankshares
  Inc.,             Trust Company,
  Petersburg,       Petersburg,
  West Virginia     West Virginia
National          thinkorswim,        Chicago         February 16, 2001
  Australia         Inc.,
  Bank              Melbourne,
  Limited,          Australia
  Melbourne,
  Australia
02-e Limited,
  Melbourne,
  Australia
Northern Trust    myCFO, Inc.,        Chicago         February 8, 2001
  Corporation,      Mountain View,
  Chicago,          California
  Illinois
Northwest         To engage in the    Chicago         February 5, 2001
  Suburban          activity of
  Bancorp,          purchasing loan
  Inc.,             participations
  Mount             from its
  Prospect,         subsidiary
  Illinois          banks
PSB Bancorp,      Jade Financial      Philadelphia    January 26, 2001
  Inc.,             Corp.,
  Philadelphia,     Feasterville,
  Pennsylvania      Pennsylvania
Regions           Morgan Keegan       Atlanta         February 8, 2001
  Financial         Inc.,
  Corporation,      Memphis,
  Birmingham,       Tennessee
  Alabama         Morgan Keegan
                    Trust Company,
                    F.S.B.,
                    Memphis,
                    Tennessee
Westdeutsche      Boullioun           New York        February 1, 2001
  Landesbank        Aviation
  Gironzen-         Services, Inc.,
  trale,            Bellevue,
  Duesseldorf,      Washington
  Germany

Sections 3 and 4

Applicant(s)      Nonbanking          Reserve Bank    Effective Date
                  Activity/Company

Alpha Financial   Alpha Financial     Chicago         February 8, 2001
  Group, Inc.       Group, Inc.,
  Employee          Minonk,
  Stock             Illinois
  Ownership       Alpha Community
  Plan,             Bank,
  Toluca,           Toluca,
  Illinois          Illinois
                  Alpha Insurance
                    Services,
                    Inc.,
                    Washburn,
                    Illinois
Gateway           Gateway Bank &      Richmond        February 2, 2001
  Financial         Trust Co.,
  Corporation,      Elizabeth,
  Elizabeth         North Carolina
  City,
  North
  Carolina
Humboldt          Tehama Bancorp,     San Francisco   February 1, 2001
  Bancorp,          Red Bluff,
  Eureka,           California
  California      Tehama Bank
                    Red Bluff,
                    California
                  Bancorp Financial
                    Services,
                    Sacramento,
                    California