AIG American General Introduces AIG CriticalCare Plus(TM) Insurance; Newest solution in critical illness coverage provides term options; up to $500,000 lump sum benefit.

HOUSTON -- American General Life Insurance Company (American General Life), a member company of American International Group, Inc. (AIG), has introduced its latest critical illness product--AIG CriticalCare Plus. The first critical illness plan in the industry with term options, and the only stand-alone plan that covers loss of independent living, AIG CriticalCare Plus provides a lump-sum benefit of up to $500,000 upon initial diagnosis of a critical illness, including cancer, stroke and heart attack.

"The need for this type of expanded coverage is greater than ever," said Bradley Harris, Vice President, Accident and Health, AIG American General. "Being diagnosed with a critical illness can generate costs that traditional health plans may not cover, including non-medical costs, such as lost income or travel and lodging for out-of-town treatments."

According to a report released on February 22, 2006, by the U.S. Centers for Medicare and Medicaid Services, consumers were projected to have spent nearly $249 billion for out-of-pocket health care costs alone in 2005. That number is expected to increase 69 percent to $421 billion in 2015. Similarly, More than 50 percent of bankruptcies are medically related, according to Health Affairs (February 2005).

"Many people can't get disability coverage, and even those who think they're protected by it aren't always cognizant of elimination periods that can last 90 days or longer," said Harris. "In the meantime, many will have severely sidetracked their financial plans by dipping into savings, by not being able to contribute to retirement funds or both."

AIG CriticalCare Plus (Form Number 05130) includes 12 covered conditions, and it features:

--A lifetime plan and 10-, 15-, 20- and 30-year term plans

--Maximum benefit of up to $500,000 (underwriting required for amounts exceeding $100,000)

--Full benefits payable through age 70, and after 70 for Loss of Independent Living

--Preventive Care Benefit that covers health-screening tests

--For an additional fee, an optional Benefit Extension Rider (Form Number 05137) allows for the payment of additional benefits even after the maximum policy benefit has been paid for the first critical illness

--Pays 25 percent of the benefit for a major organ transplant when the insured is entered into the United Network for Organ Sharing (UNOS) waiting list. UNOS coordinates the nation's organ transplant system.

--Return of premium on death (amount paid is cumulative premium paid, less any benefits paid)

Note: Benefits payable are subject to the terms and conditions of the policy, including benefit durations, limitations and exclusions. Products and benefits are not available in all states.

For more information, agents are encouraged to send an e-mail to [e-mail].

AIG American General is the marketing name for the companies comprising the domestic life operations of American International Group, Inc. (AIG), including American General Life Insurance Company (American General Life). AIG American General companies offer a broad spectrum of life insurance, annuity, investment and accident and health products to serve the financial and estate planning needs of its customers throughout the United States.

American International Group, Inc. (AIG), world leaders in insurance and financial services, is the leading international insurance organization with operations in more than 130 countries and jurisdictions. AIG companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In addition, AIG companies are leading providers of retirement services, financial services and asset management around the world. AIG's common stock is listed in the U.S. on the New York Stock Exchange as well as the stock exchanges in London, Paris, Switzerland and Tokyo.

AIG Critical Care Plus (Form Number 05130) and the Benefit Extension Rider (Form Number 05137) are issued by American General Life. The underwriting risks, financial obligations and support functions associated with the products issued by American General Life are its responsibility. American General Life is responsible for its own financial condition and contractual obligations.

American General Life does not solicit business in the state of New York. Policies and riders not available in all states.