AIG American General: a nontraditional approach to enhancing association membership benefits.

Turbulent economic times affect everyone--associations and their members alike. Associations are often seeing less working capital, and member companies are commonly experiencing diminishing profits and soaring expenses.

Perhaps the most prominent of these expenses is employee benefits. Because of soaring rates for health insurance--indeed, the health care crisis is very real for many of your members--there is a distinct need for alternative, nontraditional solutions:

* solutions that cost less and provide more;

* solutions that help to attract and retain employees for member companies; and

* solutions that can ultimately support your association's mission.

HERE'S HOW

AIG American General--part of American International Group, Inc. (AIG), one of the largest insurance and financial services organizations in the world--offers life and supplemental health insurance policies to member companies' employees on a voluntary basis. That is, AIG American General's professional benefit counselors enroll employees in convenient, payroll-deducted individual insurance plans that are tailored to supplement existing core benefits. So the member company incurs no direct cost and achieves greater value in its benefit offerings.

The downside to voluntary benefits? Most employers would cite two. First, there's the administrative burden the company incurs: more payroll slots, multiple deductions, more work for the HR department. And a second drawback is that many insurers bring colonies of commissioned salespeople to the work site to enroll employees, essentially creating an insurance solicitation on the premises.

OUR SOLUTION

Committed to addressing these concerns, AIG American General employs benefits counselors who act in a consultative role to offer tailored benefit solutions to employees. Still further, AIG American General handles the administration, taking on the additional paperwork that your members certainly don't want.

Best of all, your association benefits every time an association member chooses AIG American General voluntary benefits. Even better, you strengthen your ties with association members, and offer solutions to some of their most pressing problems.

Look to AIG if you're looking to

* increase both dues-and nondues-based revenues;

* enhance affinity with members;

* offer members real business solutions;

* boost your association's membership and growth rates; and

* help your member companies attract and retain employees.

Partner with AIG, whose member companies have more than 30 years of experience providing voluntary benefit solutions.

Then voluntary benefits and AIG American General--can be natural extensions of your association offerings.

CONTACT

AIG American General Voluntary Benefits Group

Phone: 866-AG-CARES (866-242-2737)

Note: AIG American General is the marketing name for insurance company subsidiaries and affiliates of American International Group, Inc., that comprise its Domestic Life Insurance Operations. Policies issued by AIG American General insurance companies are solely the individual, contractual, and financial responsibility of the issuing company.