AFBA 5Star Adds Two Mutual Funds; AFBA 5Star Small Cap and Science & Tech Funds Already Distinguished by Performance.

Business Editors

ALEXANDRIA, Va.--(BUSINESS WIRE)--Feb. 25, 2002

AFBA 5Star Funds has recently added two mutual funds to its fund family and is now offering them through financial advisors.

The newest funds, AFBA 5Star Small Cap Fund and AFBA 5Star Science & Technology Fund, which are sub-advised by the highly acclaimed Kornitzer Capital Management Inc., received approval in October and are now being introduced to advisors. These funds are now available for certain retirement plans.

As of December 31, 2001, these funds charted total returns of 20.6 percent for the Small Cap Fund and 14.1 percent for the Science & Technology Fund since their October 12, 2001, inception dates (15.1% and 8.6%, respectively, with the maximum 5.5% sales load deducted).(a)

"The money managers for these funds have very strong, proven track records. And, they have sufficient capacity to accommodate new investment dollars -- particularly for small-cap investments or allocations," said Al Johnson, president of AFBA 5Star Funds. "For these reasons, we've seen a lot of enthusiasm among advisors and investors for these new funds."

The parent company of the Funds' investment manager, Armed Forces Benefit Association, the 5Star Association, has a 55-year track record of providing quality financial products and services to men and women in the Uniformed Services. During recent years, these products and services, including 5Star mutual fund products, have become available to the general public.

Revenue generated by the AFBA 5Star Funds and its sister companies bolster AFBA's capacity to provide life insurance coverage for military personnel and their families, including men and women engaged in combat. The Association is one of the few organizations to offer life insurance with no exclusions for those who are killed in war or as a result of terrorism.

The other 5Star Funds include: AFBA 5Star USA Global, AFBA 5Star Equity Fund, AFBA 5Star Balanced Fund and AFBA 5Star High Yield Fund. All are available to investors as A-, B- and C-class shares through registered brokers and financial advisors.

AFBA 5Star Small Cap focuses on companies with market capitalizations of $2 billion or less at time of purchase. AFBA 5Star Science and Technology invests in the common stocks of companies whom fund managers believe have long-term sustainable business models. Due to the volatility of the stocks in which they invest, the funds are most suitable for investors who have a higher risk tolerance, or who wish to add these asset classes to a portfolio containing other investments.

For more complete information on AFBA 5Star Funds, including charges and expenses, obtain a prospectus by visiting www.afbaadvisoryfunds.com. Financial advisors can call 800/664-3428 to speak with a fund wholesaler. Investors should read the prospectus carefully before sending money.

(a) Returns are for Class A. Returns for other classes vary. The funds have a limited operating history. There can be no guarantee that previous performance will be sustained or repeated. Shares will fluctuate in value, and there may be a gain or loss when they are redeemed.

Small company stocks are generally riskier than large company stocks due to greater volatility and less liquidity. Technology stocks may be very volatile. Mutual funds that concentrate in one market sector are generally riskier than more diversified investments.

Shares of AFBA 5Star Funds are distributed by PFPC Distributors, Inc., King of Prussia, Pa.