ADVISORY/Prudential Financial Applauds Delaware Valley Region Community Champions Award Winners.

Business Editors

ADVISORY...for Thursday (Sept. 12)

--(BUSINESS WIRE)

    WHAT:    Prudential Community Champions Award breakfast honoring
             the outstanding volunteer efforts and accomplishments of
             41 current and retired Prudential Financial employees in
             the Delaware Valley Region, who were awarded $29,750 in
             grants ranging between $250 and $5,000 for the
             organizations to which they donated their time and
             expertise.

    WHO:     41 recipients of Prudential Financial's 11th annual
             Community Champions program, along with representatives
             from each of the organizations that received grants.

             Two of the recipients received the top $5,000 "Golden
             Star" award:

               - Brian Jenkins, a special service representative for
                 Prudential Annuities for his commitment to the Chosen
                 300 Ministries, Inc.

               - Patricia Pearce, a regional compliance manager for
                 her volunteer efforts to the Elmwood Park Zoo.

    GUEST SPEAKERS:

               - Arnold Johnson, director of Prudential Mutual Funds
                 & Annuities will speak on the importance of
                 volunteers to non-profits.

               - Golden Star award winner, Patricia Pearce will speak
                 on her experience as a volunteer.

    WHEN:    Thursday, September 12, 2002
             8:30 a.m. to 10:30 a.m.

    WHERE:   Joseph Ambler Inn
             1005 Horsham Road, North Wales

    CONTACT: Prudential Community Resource Manager, Maureen Schmidt
             Cell phone:  [phone]

About Prudential Financial's Community Champions Awards Program

The Prudential Community Champions Awards Program, administered by the company's Local Initiatives Division, recognizes Prudential Financial employees while providing much-needed funding for the good causes those employees support. In the past year, the Prudential Foundation awarded $613,000 in grants to organizations across the United States and internationally in which Prudential employees and retirees actively volunteer their time and effort. The awards were presented to 822 Prudential associates nationally and 31 internationally who excelled in volunteer commitment, leadership and service in their communities during 2001.