ADVISORY/Marge Magner, New Chairman and CEO of Citigroup's Global Consumer Group, to Announce Major Affordable Housing Commitment.

Business Editors

ADVISORY...for Sept. 22 (Monday)

--(BUSINESS WIRE)

Citigroup Inc., (NYSE: C)

    Who: Marge Magner, Chairman and CEO of Citigroup's Global Consumer
Group; Carl Levinson, CEO of CitiMortgage; Community Partners and
Elected officials.

    Where: Citibank Headquarters
           One Court Square, 50th floor, Long Island City, Queens

    When: Monday, September 22, 2003, 10:30 AM - 12 noon

    What: Marge Magner, Chairman and CEO of Citigroup's Global
Consumer Group, will announce a major affordable housing lending
commitment. Mortgages made under this commitment, part of Citi's
Opportunities Within Neighborhoods program, will dramatically increase
homeownership for low- and moderate-income and underserved families.
Citigroup believes that this commitment could help over one million
additional families to achieve the American Dream of homeownership.

    RSVP: Media who wish to attend should contact Helen Steblecki at:
718-248-4694