ADVISORY/Farmers Insurance Holds Press Conference; California Insurance Commissioner John Garamendi & Los Angeles City Councilmember Tom LaBonge to Speak.

News Editors/Business Editors

ADVISORY...for Wednesday (November 5)

--(BUSINESS WIRE)

WHAT: Farmers Insurance hits milestone with its FACT Companies - by
      end of 2003, will have over $30 million in premium written in
      California's underserved communities.

WHEN: Wednesday, November 5th, 2003
      10:00 am

WHERE: Farmers Insurance Group Headquarters
       4680 Wilshire Boulevard
       Los Angeles, CA 90010
       At the Corner of Wilshire Boulevard and Rimpau Boulevard

       (Follow signs for parking - entrance to lot is on 8th Street)

WHO:  --  John Garamendi, California Insurance Commissioner.
      --  Tom LaBonge, Los Angeles City Councilmember.
      --  Martin Feinstein, Chairman of the Board, President & Chief
          Executive Officer, Farmers Insurance Group.
      --  Faye McClure, President of FACT.
      --  Morris Davis, FACT Insurance Agent.

WHY:  To celebrate the success of the FACT Companies - a voluntary
      initiative aimed at serving the underserved communities of
      California.

      Farmers Insurance Group of Companies(R) is the nation's
      third-largest Personal Lines Property & Casualty insurance
      group. Headquartered in Los Angeles and doing business in 41
      states, the insurers comprising the Farmers Insurance Group of
      Companies provide Homeowners, Auto, Business, Life insurance
      and financial services to more than 10 million households
      through 17,000 exclusive and independent agents and district
      managers. For more information about Farmers, visit our Web
      site at www.farmers.com.