ACOM Solutions Partners with NetDeposit, Inc. to Provide MICR Laser Printers for Check 21 IRD Production Solution.

LONG BEACH, Calif. -- ACOM Solutions, an industry leader in the development and marketing of hardware-software check processing solutions, has entered into a partnership with NetDeposit, Inc. to provide MICR-enhanced desktop laser printers for the Salt Lake City company's Check 21-compliant end-to-end electronic check processing and optimized clearing and settlement solution, it was announced today by NetDeposit President Royce Brown and Sam Mikhail, vice president - sales of ACOM's e-Business Division. Current deadline for Check 21 compliance is October, 2004.

Engineered for extended security and the rigors of magnetic ink printing in ACOM's own laboratories, the MICR laser printing solutions provide production capacities of 26-45 pages per minute. Each printer in the NetDeposit Printer Partner Program has been tested against X9.90/100 standards to ensure compliance with standards specifications for clarity, sharpness and clearing viability as IRDs, the executives said.

NetDeposit has produced more than one million IRDs through its technology platform, which electronifies paper documents and checks and manages item-level clearing through the optimum eligible channel, whether IRD, image exchange or ARC/ACH.

"The ability to substitute IRDs for original cancelled checks will bring tremendous benefits in cost, efficiency and settlement velocity to banks, third party processors and commercial businesses," Mikhail said.

"Through our Printer Partner program we're able to offer our customers access to the most reliable and high quality IRD check rendering systems available today," said Brown. "Endorsed MICR check printing systems like ACOM Solutions, coupled with NetDeposit's Distributed Print Server product, bring banks, third party processors and commercial businesses a secure, integrated, cost effective way to produce high quality IRDs."

Added Mikhail, "NetDeposit's highly scalable IRD solution coupled with ACOM's affordable family of MICR laser printers extends these advantages to a large potential user base that includes community banks and other organizations that have low to medium IRD print requirement but do not require massive production capabilities.

"Moreover, ACOM's printer solutions can also operate in split-run and cluster environments at larger institutions, achieving production-printer output levels at significantly lower costs while distributing the risk of interrupted production," he said.

Besides NetDeposit, ACOM's MICR laser printer solutions have also been tested and approved by Electronic Data Services (EDS) and FiServ, and are in use for business payroll and accounts payable check production at more than 2,000 companies in the United States and abroad.

"As the first-to-market, standard-setting leader in IRD development and production solutions, it has been imperative that we acquire best-of-breed partners to deliver our end product IRDs," Mikhail said. "Our reputation and progress as a company rests with our ability to fulfill our promises of quality and consistent on-time delivery. ACOM's MICR engineering skills and long history of quality and performance makes the company a valuable ally in addressing this vital and promising new market."

About NetDeposit, Inc.

NetDeposit, Inc. is a leading innovator of Check 21 software products for banks, third party processors, and commercial businesses to enable distributed capture, point of entry truncation, optimized clearing, and full settlement reporting. NetDeposit's product suite operates from a robust and highly scalable technology platform that electronifies paper and manages item level clearing through the optimal eligible channel -- whether a clearing house, Fed Reserve or paying bank. NetDeposit, Inc. is a wholly owned subsidiary of Zions Bancorporation (NASDAQ:ZION) in Salt Lake City, Utah and San Mateo, California. More information can be found at www.net-deposit.com.

About ACOM Solutions, Inc.

ACOM Solutions, Inc. is a leading provider of payment management, B2B e-Commerce management, document management, and purchasing management solutions that integrate with enterprise applications such as ERP and CRM to enhance back-office and B2B processes for electronic, internet and paper-based commerce. The company is also a major provider of MICR-enhanced laser printers for corporate payment operations. Now in its 20th year of business, ACOM maintains corporate headquarters in Long Beach, California, regional offices located in several major U.S. cities, and solution partnerships with offices worldwide. For more information, contact [e-mail], call 800-699-5758, or visit www.acom.com/printers.