ACI Worldwide and MasterCard Launch 'Mastercard Smart Solutions' Smart Card Program.

Business Editors

OMAHA, Neb.--(BUSINESS WIRE)--Oct. 24, 2000

ACI Worldwide (Nasdaq: TSAI), a leading international provider of enterprise e-payment solutions, and MasterCard International, a world leader in the payments industry, today announced the launch of "MasterCard Smart Solutions" for MasterCard's member financial institutions. The Smart Solutions program is designed to help MasterCard's members around the world define the combination of technology and business applications they need to adopt smart card technology.

As the solution supplier for the program, ACI will provide the necessary software, integration services, project management, consultation and training to meet the unique business requirements found in different markets around the world.

"No two regions have the same market conditions or business cases for the adoption of smart card technology," said Mark Vipond, president of ACI Worldwide. "We will work with MasterCard to understand what its members need in the way of application support, platforms, and supporting infrastructure to launch smart card technology. We know customers want the flexibility to create something that makes them unique in their markets. ACI has the ability to provide the right combination of solutions to met diverse needs."

"Through the Smart Solutions program, MasterCard's members will have the ability to offer chip-enabled solutions that differentiate them in the marketplace," said Art Kranzley, senior vice president, Electronic Commerce & Emerging Technologies, MasterCard International. "We chose ACI as a solution provider because of their broad set of products, services and global expertise in launching smart card programs, and because of ACI's demonstrated support of the M/Chip(TM) family of credit and debit applications."

"ACI's smart card solutions can support an entire range of multi-application services and programs--from mobile, loyalty, authorization and access control to Mondex. We can help MasterCard's members integrate these services with their existing e-payment systems--or establish an entire processing platform that blends traditional e-payments with cutting edge technologies," added ACI's Vipond.

Smart Solutions will be comprised of ACI's core payment engines, which can run on a variety of platforms and operating systems; ACI's MONAD(TM) product family of proven e-payments and smart card management products; and consulting expertise from ACI's international smart card division. This combination allows customers to provide the programs and services that make sense to their markets.

ACI is also a member of MasterCard's Chip Vendor Services Program (CVSP). The program provides extensive training conducted by experts at MasterCard and Europay International--MasterCard's strategic partner for Europe--to help educate vendor partners about the global EMV (Europay/MasterCard/Visa) specifications, the MULTOS operating system, MasterCard's M/Chip credit/debit application, and the impact of digital ID and PKI infrastructure on payment applications.

About ACI Worldwide

ACI Worldwide (Nasdaq: TSAI) is helping customers change the way the world works with solutions designed to improve the way we live, work and shop. Every minute of every day, financial institutions, retailers and networking industries rely on ACI solutions and services to smoothly move money and information. As a leading international provider of solutions for e-payments, ACI maintains operations in the Americas, Europe/Middle East/Africa and Asia/Pacific. More than 2,300 customers in 79 countries use ACI distributed solutions. Visit ACI Worldwide on the Internet at www.aciworldwide.com.

About MasterCard International

MasterCard International has the most comprehensive portfolio of payment brands in the world. More than 1 billion MasterCard(R), Cirrus(R) and Maestro(R) logos are present on credit, charge and debit cards in circulation today. An association comprised of 22,000 member financial institutions, MasterCard serves consumers and businesses, both large and small, in 210 countries and territories. MasterCard is the leader in quality and innovation, offering a wide range of payment solutions in the virtual and traditional worlds. With more than 18 million acceptance locations, no card is accepted in more places and by more merchants than the MasterCard card. In 1999, gross dollar volume exceeded US$ 727 billion. MasterCard can be reached through its World Wide Web site at: www.mastercard.com.