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A.M. Best Assigns Initial Rating to Colorado Dental Service.


Business Editors

OLDWICK, N.J.--(BUSINESS WIRE)--Nov. 8, 2002

A.M. Best Co. has assigned an initial rating of B++pd (Very Good) to Colorado Dental Service d/b/a Delta Dental Plan Delta Dental Plan,
n.pr an active member organization of the Delta Dental Plans Association (a not-for-profit organization), formed and guided by state dental societies to provide prepaid dental care to the public on a group basis.
 of Colorado (Denver).

The rating of Colorado Dental Service reflects its good capital and surplus due to recurring re·cur  
intr.v. re·curred, re·cur·ring, re·curs
1. To happen, come up, or show up again or repeatedly.

2. To return to one's attention or memory.

3. To return in thought or discourse.
 profitability and a five-year trend of favorable fa·vor·a·ble  
adj.
1. Advantageous; helpful: favorable winds.

2. Encouraging; propitious: a favorable diagnosis.

3.
 earnings. Offsetting these strengths are the limited geographic operating area and volatile earnings, although profitable.

A pd rating is an A.M. Best opinion rating of the long-term financial strength of an insurer or reinsurer re·in·sure  
tr.v. re·in·sured, re·in·sur·ing, re·in·sures
To insure again, especially by transferring all or part of the risk in a contract to a new contract with another insurance company.
. The rating is expressed using the same rating scale and definitions as an A.M. Best interactive rating of long-term financial strength, but a pd rating modifier (programming) modifier - An operation that alters the state of an object. Modifiers often have names that begin with "set" and corresponding selector functions whose names begin with "get".  has been added to ensure the user is aware of the more limited information basis for the rating. The pd rating does not reflect the detailed interviews of senior management and access to non-public data and other information, which plays a significant role in the interactive rating analysis. Best's Public Data Ratings are replacing Best's Qualified Ratings.

A.M. Best Co., established in 1899, is the world's oldest and most authoritative insurance rating and information source. For more information, visit A.M. Best's Web site at www.ambest.com.
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Publication:Business Wire
Date:Nov 8, 2002
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