A.M. Best's stock indexes.

                                    Percent Change
Global and Regional        Index   Month/   Year to   Year/
Indexes (Ticker)           Close    Month      Date    Year

Insurance Composite
Indexes by Region

United States (AMBUS)   1,250.34     1.77      6.86    6.34
Europe (AMBEUR)         1,470.39     4.15     28.96   29.71
Asia/Pacific (AMBAP)    1,421.93     6.15      9.52    7.71

Insurance Indexes by
Market Type (Global)

Non-Life (AMBGNL)       1,290.70     3.30     14.16   12.51
Life (AMBGL)            1,364.39     2.68      9.64    9.08
Multi-Line (AMBGML)     1,330.49     2.63     19.05   20.70
Reinsurance (AMGR)      1,339.66     3.13     22.70   22.10
Brokers (AMGB)          1,097.31    -0.03      0.23   -0.63

(See www.ambest.com/stocks for live feed, methodology and further
detail identifying the companies included in each index.)

                                      Percent Change
                                Index   Month/   Year to   Year/
U.S. Indexes (Ticker)           Close    Month      Date    Year

Insurance Indexes
by Market Type (U.S.)

Multi-Line (AMBUML)          1,162.73     0.29      8.71   10.48
Property/Casualty (AMBUPC)   1,242.43     2.35     14.07   12.59
Life & Health/HMO (AMBULH)   1,337.88     2.38      1.70    0.68
Life (AMBUL)                 1,401.48     0.92     14.66   12.84
Health/HMO (AMBUH)           1,269.41     4.07     -9.53   -9.98
Brokers (AMBUB)              1,083.81    -0.34     -0.16   -1.27

(See www.ambest.com/stocks for live feed, methodology and further
detail identifying the companies included in each index.)

                                                               % Change
                                                     Closing     Month/
Top 5 Global Performers          Ticker   Currency     Price      Month

1. Direct General Corp.            DRCT        USD     20.57      20.36
2. Fairfax Financial                FFH        USD    200.25      17.75
   Holdings Ltd.
3. Citizens Financial Corp.        CNFL        USD      6.45      17.27
4. Korean Reinsurance          jd003690        KRW     12450      13.18
   Co. Ltd.
5. EMC Insurance Group Inc.        EMCI        USD     34.56      12.13

Bottom 5 Global Performers

1. Scottish Re Group Ltd.           SCT        USD      5.36     -15.46
2. National Atlantic               NAHC        USD     10.99     -12.57
   Holdings Corp.
3. National Interstate Corp.       NATL        USD     24.63     -12.50
4. Hyundai Marine & Fire       jd001450        KRW     11300     -11.02
   Insurance Co.
5. Mercer Insurance                MIGP        USD     19.13     -10.57
   Group Inc.

[GRAPHICS OMITTED]