A reason to smile.In a survey of 305 companies, employers report they have begun to use managed dental care programs. The average employer saved 15% over the prior year's expenses under their managed care plans.(*) FREQUENCY 39% of companies have dental HMOs, dental preferred provider plans or both. 49% of companies without managed dental care plan to add it in the next two years. FUTURE PLANS 23% will introduce managed care as an addition to a traditional plan. 16% will replace their traditional plan with a dental HMO HMO health maintenance organization. HMO n. A corporation that is financed by insurance premiums and has member physicians and professional staff who provide curative and preventive medicine within certain financial, . REIMBURSEMENTS 17% of dental HMOs impose annual dollar limits on benefits. 96% of traditional plans impose annual dollar limits on benefits. 99% of dental HMOs pay full cost of diagnostic/ preventive services the duty performed by the armed police in guarding the coast against smuggling. See also: Preventive . 67% of dental HMOs pay full cost for basic services basic services, n.pl frequently insurance companies split dental procedures into basic and major categories. Basic services usually consist of diagnostic, preventive, and routine restorative dental services. , surgery and peridontia. 56% of dental HMOs cover half the cost of orthodontia or·tho·don··tia n. See orthodontics. orthodontics, orthodontia that branch of dentistry concerned with irregularities of teeth and malocclusion. . (*) Percentages do not add up to 100% because of multiple responses. Source: William M. Mercer mer·cer n. Chiefly British A dealer in textiles, especially silks. [Middle English, from Old French mercier, trader, from merz, merchandise, from Latin merx , Inc, |
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