A mixed bag of numbers.

Below are questions and results from the survey of about 100 property/ casualty industry leaders who attended the 10th Annual Property/Casualty Insurance Joint Industry Forum in New York earlier this year

Do you expect improvement in
profitability in 2006 for:

Commercial Lines

Yes        46%
No         54%

Compared to 2005, do you expect
2006 combined ratio to be:

Higher     79%
Lower      21%

Will Congress adopt a national
catastrophe insurance plan in 2006?

Yes         3%
No         98%

Is the industry promoting disaster
mitigation enough?

Yes        18%
No         82%

Are reinsurance recoverables a
problem for insurers?

Yes        68%
No         32%

SOURCE: INSURANCE INFORMATION INSTITUTE
PROPERTY/CASUALTY INSURANCE JOINT
INDUSTRY FORUM.

Note: Tables made from pie chart.