2005 annual report.

[ILLUSTRATIONS OMITTED]

Institution: Stearns Financial Services Inc., St. Cloud, Minn.

The annual report tells the Stearns Bank story, featuring satisfied customers from all types of industries, with varied financing needs. Stearns Financial Services specializes in nationwide commercial lending. The annual report tells the bank's story, including what the bank does and how it does it. The employee-owners are shown getting the job done with a sense of urgency.

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Title Annotation:	ABAMN 2006 Financial Marketing Awards: First Place, Annual Reports, Assets Between $500 Million and $1 Billion
Publication:	ABA Bank Marketing
Article Type:	Brief article
Date:	Sep 1, 2007
Words:	68
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