1st Colonial Bancorp Announces Five Percent Stock Dividend.

COLLINGSWOOD, N.J. -- At its regularly scheduled meeting held on December 21, 2005, the Board of Directors of 1st Colonial Bancorp, Inc. (OTCBB:FCOB) voted to declare a five percent stock dividend to the corporation's shareholders. The dividend will be distributed on all issued and outstanding shares held of record as of April 1, 2006 and is payable on April 15, 2006.

"We have continued our steady growth through 2005," said 1st Colonial's President and Chief Executive Officer, Gerard M. Banmiller. "We opened our third branch in Cinnaminson in September, and as of the close of the third quarter had exceeded $170 million in assets. We thank our shareholders very much for their support throughout the year, and our Board of Directors thought it appropriate to reward our shareholders with this stock dividend. We look forward to continued growth in 2006."

1st Colonial Bancorp, Inc. is the holding company for 1st Colonial National Bank, a commercial bank headquartered in Collingswood, New Jersey. As of September 30, 2005, 1st Colonial Bancorp had assets of $172.1 million, loans of $86.5 million and deposits of $146.7 million.