[0] Disability Income Insurance Now Available Through Your Local Allstate Agency.

Business Editors

The Allstate Workplace Division, a business unit of The Allstate Corporation (NYSE:ALL), announced today the availability of the Heritage Protector suite of individual disability income products.

While many employers provide disability insurance to individuals that are injured on the job, Heritage Protector and Heritage Protector Plus allows policy holders to maintain an income while disabled, regardless of whether the disability is work related or due to sickness or injury.

In a recent survey released by the Consumer Federation of America (CFA) and the American Council of Life insurers (ACLI), 82% of U.S. workers either have no long-term disability coverage or have coverage they believe is inadequate.

Disability insurance may be appropriate for Americans that have regular debts, like credit cards, a car payment, mortgage or other loans and a few weeks off work would make it hard to make ends meet. The Heritage Protector product suite of disability income insurance is available on an individual basis. Individuals may apply for up to 60 percent of income with a benefit minimum amount of $400 per month and a maximum of $7,000 per month. A choice of benefit periods (2 years, 5 years, and to age 65) and elimination periods (30, 60, 90, 180 and 365 days) helps individuals build a disability insurance plan that can closely satisfy the coverage and budget needs. Policies are guaranteed renewable to age 65 in most states.

Optional benefits of the Heritage Protector and Heritage Protector Plus also include:

-- Accidental death and dismemberment

-- Inflation protection

-- Future purchase option

"Many Americans do not realize the importance of individual disability income insurance," said William H. Monie Jr., executive vice president, Allstate Workplace Division. "The introduction of Heritage Protector and Heritage Protector Plus disability income insurance further demonstrates our commitment to provide Americans with a full service selection of insurance and retirement products available through local Allstate agencies countrywide."

The Allstate Corporation (NYSE: ALL) is the nation's largest publicly held personal lines insurer. Widely known through the "You're In Good Hands With Allstate(R)" slogan, Allstate provides insurance products to more than 14 million households and has approximately 13,000 exclusive agents in the U.S. and Canada. Customers can access Allstate products and services through Allstate agents, or in select states at allstate.com and 1-800-Allstate. Encompass(SM) and Deerbrook(R) Insurance brand property and casualty products are sold exclusively through independent agents. Allstate Financial Group includes the businesses that provide life insurance, retirement and investment products, through Allstate agents, workplace marketing, independent agents, banks and securities firms.