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/FIRST AND FINAL ADD -- FIRST MIDWEST BANCORP/

 FIRST MIDWEST BANCORP, INC.
 Consolidated Highlights
 (in thousands, except per share data -- unaudited)
 BALANCE SHEET HIGHLIGHTS:
 DEC. 31, 1992 1991
 Total Assets $2,297,220 $2,311,402
 Net Loans (1) 1,457,242 1,391,012
 Reserve for Loan Losses 21,335 20,638
 Deposits and Repurchase
 Agreements 2,073,991 2,064,232
 Stockholders' Equity 188,799 178,316
 Book Value per Share 15.15 14.23
 CAPITAL RATIOS:
 Stockholders' Equity to
 Total Assets 8.22 pct 7.71 pct
 Stockholders' Equity to
 Net Loans 12.96 pct 12.82 pct
 Tier 1 Capital to Risk-
 Based Assets 10.67 pct 10.08 pct
 Total Capital to Risk-
 Based Assets 11.92 pct 11.38 pct
 CREDIT QUALITY:
 Dec. 31, 1992 1991
 Nonaccrual Loans $ 8,145 $ 20,719
 Renegotiated Loans 4,071 104
 Foreclosed Real Estate 26,856 19,616
 Loans Past Due 90 Days
 and Still Accruing 7,380 7,686
 Nonperforming Loans (2)
 to Net Loans 0.84 pct 1.50 pct
 Nonperforming Assets (3)
 to Net Loans Plus
 Foreclosed Real Estate 2.63 pct 2.87 pct
 Reserve for Loan Losses
 to Net Loans 1.46 pct 1.48 pct
 Reserve for Loan Losses
 to Nonperforming Loans 174.65 pct 99.11 pct
 Net Loan Charge-Offs (4)
 to Average Net Loans 1.05 pct 0.92 pct
 Net Loan Charge-Offs (5) $ 14,755 $ 12,718
 STOCK PERFORMANCE: Year ended Dec. 31
 1992 1991
 Market Value:
 High $ 20.25 $ 20.00
 Low 14.25 13.00
 Period End 19.50 16.25
 Price/Earnings Multiple (6) 13.6x 11.4x
 Price/Book Multiple (7) 1.3x 1.1x
 (1) Net Loans equal Total Loans Net of Unearned Interest.
 (2) Nonperforming Loans equal Nonaccrual Loans plus Renegotiated Loans.
 (3) Nonperforming Assets equal Nonperforming Loans + Foreclosed Real Estate.
 (4) Net Loan Charge-offs are Annualized on a year-to-date Basis.
 (5) Net Loan Charge-offs are presented on a year-to-date basis.
 (6) Based on Period End Stock Prices and Most Recent 12-month Net Income Per Share.
 (7) Based on Period End Stock Prices and Book Value Per Share.
 INCOME STATEMENT SUMMARY:
 Quarters Ended Dec. 31 Years Ended Dec. 31
 1992 1991 1992 1991
 Interest Income $ 43,517 $ 49,310 $175,190 $208,034
 Tax Equivalent Adjustment 479 624 2,291 2,795
 Tax Equiv. Interest Income 43,996 49,934 177,481 210,829
 Interest Expense (16,606) (25,378) (77,627) (113,777)
 Tax Equiv. Net Interest
 Income 27,390 24,558 99,854 97,052
 Provision for Loan Losses (3,600) (4,019) (15,452) (15,492)
 Other Operating Income 6,322 5,667 23,390 20,348
 Investment Security Gains, Net 330 602 5,431 1,653
 Other Operating Expenses (23,081) (20,487) (85,471) (77,189)
 Tax Equivalent Income before
 Income Taxes 7,361 6,319 27,752 26,372
 Income Tax Expense (2,206) (1,572) (7,553) (5,770)
 Tax Equivalent Adjustment (479) (624) (2,291) (2,795)
 Adjusted Income Taxes (2,685) (2,196) (9,844) (8,565)
 NET INCOME $ 4,676 $ 4,123 $ 17,908 $ 17,807
 PER SHARE DATA:
 NET INCOME $ 0.38 $ 0.33 $ 1.43 $ 1.42
 Dividends Paid $ 0.13 $ 0.13 $ 0.52 $ 0.52
 Average Shares Outstanding 12,462 12,538 12,486 12,540
 PERFORMANCE RATIOS:
 Return on Average Equity 9.93 pct 9.24 pct 9.78 pct 10.32 pct
 Return on Average Assets 0.81 pct 0.71 pct 0.78 pct 0.76 pct
 Net Interest Margin (Tax
 Equivalent) 5.16 pct 4.61 pct 4.75 pct 4.49 pct
 -0- 1/14/93 AA NY036
 /END FIRST AND FINAL ADD/
 /PRNewswire -- Jan. 14/
 (FMBI)


CO: First Midwest Bancorp, Inc. ST: Illinois IN: FIN SU: ERN

LR -- NY036A -- 4967 01/14/93 14:43 EST
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